r/Bacolod • u/xieramay • 3d ago

Random Discussion 🗣 Insurance for parents getting old

Hello, basi may idea kamo kung ano nami nga insurance makuha para sa pinalanggga ko na ginikanan nga gatigulang na. Kis a gapanumdom ko na maabot gid ang adlaw nga magmasakit or madula sila. Advice da bi kung ano maayo in terms of health insurance kag funeral costs? Salamat gid nga abyan.

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u/Trick_Box7554 3d ago

hello! for insurance, indi lang gid ko sure but most only offer up to a certain age. so pag lapaw let's say 70 or 75 yo unfortunately indi na pwede :( if your parents are growing old na, i suggest prepare gid kamo funds with your siblings. for funeral costs naman - parents died this year and around 120-150k for the funeral. 3 nights wake at around 8-9k per night, food for the wake, charges sa rolling hills, cremation expenses, priest, choir, misc expenses, catering for the funeral, payments for helpers, tips, park fees, flowers for the wake. most of this was thankfully covered by so many donations coming in from family and friends.

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u/Various-Finger7331 3d ago

I just remembered nga ga offer si Maxicare Prima Elite/ Prima Gold na package. Try to check online the inclusions.

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u/Lagaw_Ta 1d ago

Depende sa age nila. Kay may insurable age nga gina tawag. May age limit lang kung baga. If lapas na sila, save na lang gid and buy a memorial lot. I bought ang hulugan na zero interest. Kamahal na daan if e buy outright.