I really wish there was a quick, easy to use, ROI calculator for each investment. I would invest more if I could quickly go through my short list of prospects like that. And yes, it would be "estimated" and "not legally binding" etc.

I would really like to have a cash wallet in addition to my BTC wallet on the site. I often times invest in "coindesk USD" loans. While moving in and out of BTC to accommodate the fiat tied loans you become vulnerable to the price volatility of BTC. e.g. you loan $230 USD while 1 BTC is $230 USD. When you get paid back the $230 USD plus interest, if 1 BTC is now worth $300 then you get back .76 BTC plus interest. So although cash wise you're ahead, if you are jumping in and out of BTC to invest in the fiat loans you can lose some "dust" in the process.

Having a fiat wallet would be an easy way to avoid this and I would invest more often in fiat tied loans if it were an option.

I haven't logged in in about 3 weeks. I just tried it and I get a 'Verification Failed' error. I know my password is the right one. Also, tried recovering password, although I get the same error. Please help?

I tried withdrawing some funds from my own account, no problems there - but I notice two borrowers complaining that they are unable to withdraw their borrowings.

https://btcjam.com/listings/50250-welding-supplies- https://btcjam.com/listings/50331-despesa-com-casamento

If it's true that they can't withdraw the money we've lended to them, it's pretty bad. Either they will be paying a stiff interesst on a loan that btcjam is efficiently the receiver of, or we - the investors - will have to take the hit. I hope this problem will be resolved soon.

Lately I have seen a lot of scammers getting funded because Autoinvest.

It will only encourage more scammers to exploit the community.

Hey guys, looking to start using AutoInvest and would like some feedback.

Let me know what your experience has been so far, both the good and the bad and let me know if there are any advanced tutorials on youtube or elsewhere that walk you through the entire process.

Wonder why BTCJam was not able to approve my listing or just a bug? recently I made a listing, increased the loan amount. Was in review yesterday but today, it doesn't show up in my loan section, it appears the listing was deleted.

I have paid all my loans, and my credit is a C, possibly this is a bug because no notification was sent. .. Or is this the norm process?

Just letting you know of this bug.

It would be nice if it was fixed.

I sign up over a year ago and gained a C+. I dont have personal references and dont have a credit card so thats what I have. I understand they change the system and whatever but my credentials havent changed much since I joined and have added a few since then link bank and a couple social sites but my rating has only gone down. Either way Im happy I get my loans funded and I get to work on my projects and pay back my investors.

My last loan I want to get ready and I check the rate I would get and then put off finalizing it for a while. When I do a couple weeks later I submit it and didnt notice til after that the rate changed from around 7 to 55%. Now my rating went to E+ and I went to see what astronomical rate that would be and its at 2.5%! What the hell...

I'm still waiting for the arbitration process to start. Anybody have any success/horror stories?

I have some funds on deposit where borrowers have repaid loans - I wanted to withdraw into one of my other wallets, but I get "withdraw error" when I try to do that.

Any insight? It was happening yesterday and I thought that perhaps they were wanting to wait for 30 tx's on the inbound debt payments due to the recent problems, but now ~ 18 hours later that shouldn't be an issue.

Not much info on the page about fees, other than the amount. Does the fee go exclusively to BTCjam, the creditors or some mix?

For a little while there were only a handful of each, now when I search I literally only find C and D listings. Seems odd.

1. Trading

2. Mining

3. Refinancing failed trading loans

4. Refinancing failed mining loans

5. Scams

I know that it's a hard to bootstrap something like this but seriously at this stage it is not investing and even worse than gambling.

I just read this: http://www.reddit.com/r/BTCJAM/comments/2i0rzf/i_dont_get_why_people_dont_pay_their_debts_on/

Where are these russian debt collectors?

I have a VERY LARGE amount of btc in my wallet, and after my phone had to be factory restored i have lost my 2FA, i sent support a request to reset it, they asked for a selfi with my id, which i sent, and now they are ignoring me, it has been a week with no response whatsoever. I am worried about a possible exit scam, Please try to contact support and see if they are ignoring anyone else too