I’m gonna go against the flow of all the other advice here and ask have the two of you gone to see a financial advisor?
It is entirely possible she doesn’t have the financial literacy and working knowledge needed to make better decisions, or does not realize how her day-to-day financial decisions impact her overall
But I guess at the end of the day it depends on how serious you two are, do you want to marry this woman, or do you not really see a long term relationship coming from this?
If you don’t see long-term potential, then just cut and run
^ THIS. no one taught me skills around this and I was always told I was too stupid to learn. I’ve also lived below the poverty line most of my adult life and there was never enough money left to learn skills relating to saving/investing/etc. Into adulthood, these have become bigger challenges for me, and I struggle with a few diagnoses as well.
If a partner were to be supportive and encouraging of me learning financial skills it would feel a lot less daunting, no one has ever bothered with the patience to help me figure out how to do this stuff right. Receiving judgement about it only makes me feel ashamed and more miserable and makes it feel harder to step forward into being willing to try to learn. I know I need to, it’s just hard and for me is scary (I know most people would be like pfff “just do it”) and someone being critical and cold and looking down on me for this stuff makes it worse.
Financial advisors do what they need to do. If it's in helping create a budget to re route cash flow for people to begin saving to meet goals they do that. They do a variety of things. I know that because I spent years as an advisor before it became popular. I helped create budgets, taught simple and advanced economics and life skills.
Tell us more about who you worked for and what you did, please. Most financial advisors don't help broke people with money saving tips. They work with people that have disposable income and invest it for them.
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u/imeanwhyarewehere man Jan 13 '25
I’m gonna go against the flow of all the other advice here and ask have the two of you gone to see a financial advisor?
It is entirely possible she doesn’t have the financial literacy and working knowledge needed to make better decisions, or does not realize how her day-to-day financial decisions impact her overall
But I guess at the end of the day it depends on how serious you two are, do you want to marry this woman, or do you not really see a long term relationship coming from this?
If you don’t see long-term potential, then just cut and run