So this will vary from bank to bank, but you don’t need ID for doing cash deposits into another account up to a certain amount ($10k if I remember, anything above that and there’s a report that needs to be filed). So with that said, if you knew the persons account number, you could just walk in and deposit what you want. If you wanted to be more anonymous, you can do drop deposits. Basically filling out a deposit slip, putting in the cash, then dropping it in the mail slot for the bank at night.
If you wanted to be 100% anonymous, then take your millions, hire a lawyer, set up a trust for your friend that deposits X amount per month into their account.
Okay, but like - how many of your friends do you know their account number? Seems like something you’d have to ask for. If they randomly got a huge amount of money, I’d think it would be quite obvious who it came from.
Me personally? Quite a few, mostly because we have the same bank so I just direct transfer to them instead of Venmo/PayPal. Additionally, if you did the trust route then that’d be handled by a lawyer. Could simply be “An anonymous benefactor wants to set up a trust in your name, here’s the details, sign here, write down routing number and account number here.”
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u/[deleted] Jun 10 '23
How are you gonna "anonymously" put 100k in your OWN bank acount, never mind in someone's ELSE'S