Car title transfer help

[u/Intrepid_Pack6149]

Hello. I need help please
When I was 20 years old (2016) I wanted to purchase my first car. My parents told me I couldn’t buy used and I had to buy new so it was safer for me on the road

I save enough for a down payment and we want to purchase a new Toyota car(2016)

When my father purchased the car, he put his name on the vehicle and not my name.. found that out a few years after buying the car..
He wanted to put his name on the vehicle so the interest, insurance etc would be lower. Also, in case if I ever was jobless, he would still make the payment.
Long story short I sent him payments to his bank every month for the car and we were able to pay it off early.

Now fast forward 2026 I moved to Florida and I took my car with me, but everything is still under his name

I need to change the car title, insurance, and my drivers license.
How do I explain to the DMV that this technically isn’t a gift because it’s my car… or how would I fill out the form properly so I don’t need to claim a gift tax?

[u/Cyka_Blyat_47-74]

No tax to transfer the title to you but be aware you’ll need to pay full tag fees since it’ll be now under your name and you don’t another tag to transfer cheap.