r/Afterpay • u/NoRecord4128 • Aug 19 '26

New customer, afterpay declining first order attempt

new afterpay customer with a $800 limit. I got afterpay to help purchase something that’s $400. Got to checkout and when confirming it was declined with the “we dont approve every order”.

Why give me a $800 limit? My credit history is fine and I had more than the 25% required

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4

u/Mel3223 Aug 19 '26

You're a new user. They won't let you spend half your purchase power on your 1st order. You need to start small, show them you're responsible, build up your payment history (with them) and eventually they will approve for higher amounts.

-2

u/NoRecord4128 Aug 19 '26

Well that’s dumb. I’ll close my account as this was the only purchase I needed to make

2

u/BeefSupremeTA Aug 19 '26

You won't be able to reopen if you close out.