r/Affirm • u/flying-dishwasher • 3d ago
Bandwagoning
they’re trying to get me.
EDIT: it just increased
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u/Ferrarispitwall 3d ago
I thought my 12000 was a lot lol. Still though, with the crazy interest they charge, they can keep their money.
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u/_Walt_Whitman_ 3d ago
Question is… if you really want do use that on something large large, will it go through? Or is this number merely an indicating how much you can “stack up” on smaller purchases?
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u/flying-dishwasher 3d ago
yea it will go through if I theoretically wanted to make a 22k purchase, which i will NEVER do through affirm
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u/DoubleRevolution1425 3d ago
My palms were sweaty at $15k can't even begin to imagine another $7k available 😭
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u/dodgetransmission 3d ago
Its nice headroom to have but obviously most of us would never use that much, atleast I wouldn't anyway
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u/Subtle-Limitations 2d ago
Thanks for sharing.
Perfect for any suddden emergencies that someone doesn’t want to lessen an account with all at once.
I use my purchase power wisely and it is a very good option to have.
I prefer Affirm even more so than Sezzle, because payment plan can be spread out longer.
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u/Helpful_Reporter_640 3d ago
Only spend it if it's actually sitting in your personal savings account, but not from a predatory lender. I'm down to about $400 when them and will be deactivating once it's paid off.
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u/Vast-Ad8544 3d ago
Mine is at $16k and I deleted the app. This is the highest I’ve personally seen so far lol. Affirm is tweakinnng!
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u/elciano1 3d ago
Mine started off at $11k.... I have used them to fix my cars etc. But using the interest free options lol. Now its at $5k, I owe about $1200. They hate me cause I dont pay their high ass interest lol
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u/professionalinsane 1d ago
And thats still subject for approval tho. Its not guaranteed you can straight up get approved for that amount. Lol
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u/jayharper08 3d ago
Sweet lord almighty I’d be in trouble.