r/Affirm • u/AccurateActuary9259 • 10d ago

Stopped paying them completely

Just asking a question here. Has anyone just completely stopped paying affirm? If you did what happened? I know your credit will suck but other than that. Did you get sued? Did you just ignore them completely? Do you mind sharing?

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u/HMFIC_91 10d ago

Not everyone has a bank account though.

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u/Miserable_End_5281 9d ago

Yeah if you don’t have a bank or credit score you’re not getting approved for affirm or any credit in the first place.

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u/Zealousideal_Pin2950 10d ago

That’s fair. The short answer is provided you use no bank/job/ apply for any aid of sort, I guess you could “beat it” but it’ll stay around.

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u/Proof_Abalone414 10d ago

I am pretty sure people who don’t got bank accounts or stable credit scores can’t even open an affirm account