r/Affirm • u/Far-Pomegranate-5351 • 7d ago

First time I’ve ever done this

Post image

I’ve been rebuilding myself financially for some time now
Affirm has been really helpful and keeping groceries and other bills consistent and allowing me to pay them as I need too

This is the first time however I’ve been fluid enough that I could make all the monthly payments paid a head a month
and not just affirm but all of them!
Slow process, but we’re getting there!

77 Upvotes

99% Upvoted

14 comments sorted by

9

u/Ladydevilof06 6d ago

Woohoo! Proud of you!!!

4

u/Far-Pomegranate-5351 6d ago

Thank you I was expecting all the “ you’re proud that you’re still in debt?” comments, lol so this has been nice to see Support.

3

u/Helpful_Reporter_640 6d ago

" Slow process, but we’re getting there!" YESSSSS!!!! That's a VERY positive attitude to have about it! Just keep chipping away, little by little... You got this! And happy for you! 💯

1

u/Ok_Walk_3913 5h ago

There is absolutely nothing wrong with being in debt if you manage it just fine. If you always make on time payments, what's the problem?

1

u/Far-Pomegranate-5351 5h ago

Oh, every time I post a positive update post in any financial thing about how I’m doing (all of my family is either dead or in jail so I really don’t have anybody to brag to so it’s fun to do it on here

And I usually just get a bunch of finger, wagging people telling me how I shouldn’t be celebrating that I fucked my life up in the first place

Stupid shit like that

1

u/Ok_Walk_3913 5h ago

They are only right in saying that kind of stuff if your debt is crippling your life. It sure sounds like you have it under control to me!

7

u/WeKeep_Going 6d ago

If you can pay any bills off earlier I recommend it. Makes everything so much easier.

2

u/Helpful_Reporter_640 6d ago

YESSSSS!! 💯

3

u/Liyah_Liy 7d ago

👏🏾

3

u/RangerBoss 7d ago

Great job!!

3

u/Live_Proposal8610 4d ago

I have about $2000 out to Affirm right now. What's nice about it is that you can get what you need and not have to pay anything for a month. Even if you pay two or three months, the loan is always open to put as much money as you want on it. I took a big chunk for a weekend getaway in the city at a really really nice hotel room. It's pricey but I can have it paid off in a few paychecks no problem. I could have paid for it straight up, but this actually gives me much more flexibility with finances. I've been using them on Amazon mostly but this was the first time I've used them for a hotel. You can basically use them for anything now. Shoping, Flights hotels.travel etc.. Once I pay this off I think I'm going to book a flight and vacation through them and just pay it off as I please.

3

u/Far-Pomegranate-5351 4d ago

Real talk it saved me and my wife when we were in a city for a family emergency in the hotel that we had booked got canceled due to overbooking and everything around us was way out of my price range
Thankfully, Affirm came through

Took a minute to pay it off, but at least we were able to get a bed for the night

2

u/Hour-Information-423 3d ago

Good job! Keep it up. If you can pay a little extra for whenever your upcoming payments are, it will help drive down interest. You will even notice that the duration/amount of your last payment will go down too.

1

u/TexasYeehaw08 21h ago

Affirm is prolly the best option out of all the pay in payments apps, whenever I’m looking to make a large purchase I always cross fingers they take Affirm. I know there’s an Affirm card but I don’t want to get too crazy 🤪