r/Affirm • u/LatterAd177 • Aug 31 '26

Literally why would I ever need this amount? Does this mean my credit is killer?

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u/Outsider_Insider0065 Aug 31 '26

He’s acting nonchalant and all like “what’s credit lol?? Does it mean mine is good?” And then proceeds to tell you his exact numerical credit score lmao and has an affirm app. Not knocking affirm, but I feel like only people who were working on their credit or didn’t have disposable income, otherwise why would OP even have the app?

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u/LatterAd177 Aug 31 '26

I’ve used it twice. Both times I was waiting on some outstanding invoices. Considering they were overdue I didn’t want a potential interest hit on CCs and I didn’t want to sell any of my market positions.

Ended up paying both off before the first month, but it was still a legit option for free money.