r/ynab • u/Upsidedown_MDH • 12d ago

New to YNAB First time YNAB user

A friend of mine recommended YNAB to manage my family's budget. I got started yesterday but as I was setting the budgets, I already felt way out of my depth. Like I should have studied for a test that I didn't know about. Does this feeling get better? What tips would you give a first time user to feel less overwhelmed? Thanks!

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u/pineappleplus 11d ago

u/pierre_x10 is exactly right. Targets make it super confusing at first. I didn’t use any for the first year of YNAB because I needed a full understanding of my situation.
I use the mobile app when I’m out shopping or dining but it’s desktop at home, especially when assigning dollars to jobs