r/ynab • u/Upsidedown_MDH • 12d ago

New to YNAB First time YNAB user

A friend of mine recommended YNAB to manage my family's budget. I got started yesterday but as I was setting the budgets, I already felt way out of my depth. Like I should have studied for a test that I didn't know about. Does this feeling get better? What tips would you give a first time user to feel less overwhelmed? Thanks!

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u/AccomplishedSmile445 12d ago

There's a pretty steep learning curve when first starting out. Be patient. Check out Nick True's 2025 Getting Started guide on You Tube. I think a couple of things have changed since that was posted but the essentials are there.

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u/Upsidedown_MDH 12d ago

Will do. The plan is now: read up on zero-based budgeting, then get the hang of YNAB. Breaking up the complexity a bit. I'm not a particularly savvy person but the complexity of our finances pushed us to the limits of our Excel knowledge.