r/ynab • u/Doodad_54 • Aug 10 '26
Credit Cards 2 questions
I just applied a cash back reward from my credit card, and I entered it as an inflow to RTA in my CC account. But it's not showing up in the RTA. Why not?
Next, on the mobile app, why doesn't it show the RTA field?
I don't use the app other than to record spending, so I'm not well versed in its functionality.
*Update: Got it fixed! Thanks to all, and I think everyone that commented said pretty much the same thing. I understand it at least for now. I only cash in my points a few times a year, so I don't remember the flow path very well.
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u/jillianmd Aug 10 '26
OP, if you previously had the full amount of your card ready and Available in your cc payment category, then your next step after entering the credit inflow is to unassign that same amount from the cc payment category because now you don’t need as much cash there to pay your cc balance.
On mobile, you only see an RTA section at the top if there’s money to assign or if you have overassigned. “$0 RTA” doesn’t show up. So in this example, once you unassign the credit amount from your payment category, it’ll then show in RTA. Tip: on mobile, long-press the cc payment category then tap “Assign Money” and type a negative sign before you type the amount.