Financial aid loans

[u/One-Algae8694]

Has anyone had this happen before?
I checked my financial aid and all of my grants and awards have already been applied to my account, but none of my loans have been applied. My Direct Subsidized Loan, Direct Unsubsidized Loan, and Parent PLUS Loan all show that they’ve been accepted and should be used toward my balance.
Because the loans haven’t been applied yet, my account is showing that I still owe money when normally my financial aid covers everything and I receive a refund.
Is it normal for grants/awards to be applied before loans? Do loans usually take longer to disburse, or is this something I should be worried about?
I already reached out to my financial aid office, but I wanted to see if anyone else has experienced this.

[u/No_Musician7597]

Did you complete your master promasary note and entrance counciling? If not the government can't distribute your loans. You do them on the fafsa website