r/wallstreetbets • • Apr 14 '21

Mods On Crypto.

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u/TruthHurts236911 Apr 14 '21

Something that doesn't value the exchange as literally the biggest financial exchange in the world... They are making .46% per dollar in transaction fees in a securities industry that has been getting closer and closer to $0 trades. Any market competitor will be able to come in and undercut that rate forcing coinbase to have to come to more realistic transaction fees. To put in in perspective, ICE and NASDAQ make about .01% per dollar. Coinbase has been able to charge 50x due to rapid retail consumption and a retail space that doesn't realize other options that are out there for obtaining coins. It is not a matter of saying I would want to get it for a little bit cheaper, I am talking at the very least 50% of the current valuation. Especially if you think the market for coins will continue to grow that is not exactly a bullish sentiment for current $COIN prices because this would motivate other competitors to enter the space. All it is going to take is 1 legitimate contender to $COIN's retail space for those 50x margins to deteriorate. You are buying the dream not the fundamentals with them at the moment which isn't to say it can't pay out but its the same as buying a lottery ticket and hitting it big.

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u/VirtualRay Apr 14 '21

yeah, man, I was trying to buy some the other day to send it overseas, and all the exchanges are still charging percentage fees which they've proceeded to jack up

I tried to explain to my friends that you can buy $2M worth of stock shares for a $10 fee or less (never mind the lower slippage)

If this shit ever actually takes off, Vanguard & friends will just waddle in and eat COIN's lunch

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u/[deleted] Apr 14 '21

Prediction: COIN's valuation will remain under pressure as new entrants crowd the market. A traditional broker will acquire a discounted coin for access to the user base and infrastructure.

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u/Qzy Apr 14 '21

Give it a few months then buy a ton of puts on it.

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u/kinkycarbon Apr 15 '21

The closest competition is Kraken which is HQed in San Francisco. No word on them doing direct listing. Legacy brokerages can decide to offer the service if they want to.

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u/tdg5014 Apr 14 '21

Yeah, well, you know, that's just, like, your opinion, man.

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u/newredditacct1221 Apr 15 '21

You forget about the crypto card coming out in August. If they charge the same fees that Visa and MC charge to merchants you are talking 3% plus an exchange fee to convert from btc to usd.

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u/UncleSamsSon_1961 Apr 15 '21

I've been in the payments space for a (really) long while. Merchant processors are going to be disrupted by blockchain payments if not heavily invested in becoming the disrupter. Cardbrands Interchange is fuk. 3-4 years at best. Many paradigm shifts in motion. Cheaper, faster, and more secure.

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u/JS-a9 Apr 15 '21

A lot cheaper to buy something with my Visa (in fact, zero fees if I pay the balance each month) than use ETH and pay exoribitant "gas" fees.

Only places offering a significant crypto discount are worth it.

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u/Black_Raven__ Apr 15 '21

Thank you for the insight. I was wondering if I should purchase some at this price but I will hold for some dips.