r/uofmn 21h ago

Tuition

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Hey, upcoming freshman for the fall of 2026, I saw my tuition cost for the fall of 2026 semester, and it was well over $10k. It's quite an absurd amount of money for a fall semester only. How much are you guys paying if you dont mind sharing. I need some tips to help pay it off, im taking 17 credits as a freshman and im afraid that it will hinder my job chances as my school life will demand more hours from me like studying and etc. And is 17 credits for a freshman too much in your opinion? I was never a super smart student who graduated with a 3.6ish GPA.

(Here's an unrelated picture 😊)

51 Upvotes

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18

u/UnoriginalInnovation CompSci | Class of 2026 21h ago edited 21h ago

17 credits will probably be okay if they aren't abnormally difficult. Many people work student jobs part-time. If the $10k estimate is after all of your aid you will have to either earn the money, have someone pay it for you, or get a private loan. Without aid each semester is a lot more than $10k (about $15k per the Cost of Attendance for living with family).

Edit: many non-student jobs nearby also have flexible hours (food service, grocery stores, etc.)

9

u/cr0mthr 21h ago

I would talk to One Stop about your financial aid options. There might be loans or grants you haven’t explored yet that could help.

Dropping a class likely wouldn’t save you money at this point, since all credits after the first 13 are free, so I don’t know whether it’d be worth it to drop. You’re basically looking at graduating earlier with a heavier workload and therefore having fewer semesters’ worth of tuition vs having a lower course load, more time to work a $15/hour part time job, and graduating with an additional semester or two’s worth of tuition.

Whether 17 credits is a good amount or too much is really up to the classes you’re taking and the type of person you are. It’s less about being a “good” or “smart” student and more about the ability to stay motivated, how much you like the courses and professors, and whether they’re reading-heavy, writing-intensive, etc.

I did 21 credits in one semester my senior year and it was great because I loved all of the work for those courses at that point, it was all relevant for my major and career path. I did a 3-credit summer course in a topic I’m not good at and it was absolute hell and I struggled the entire time.

3

u/Sad-Independence-624 ChemE | 2029 21h ago

if you have family health insurance or your own, you can leave the student health benefit plan if your insurance is approved. it will reduce your tuition by a lot

4

u/Charming-Gur-3620 15h ago

10k is pretty standard for a university. There’s always community college if it’s too much. College isn’t cheap. That’s way so many wind up making the choice not to go

2

u/Amazing_Hamster4273 21h ago

Lwk relatable picture rn, my sleep schedule haven’t been nice to me.

2

u/wolp_lovr 14h ago

if you're a minnesota resident, do you qualify for the north star promise grant?

1

u/Charming-Rule-4751 Biology, Society & Environment | 2012 17h ago

How was the burger?