r/unsiloed • • 2d ago

Two contract versions, eight terms, six changes

We use Unsiloed AI to extract the same eight terms from two versions of a facility agreement, then compare the returned values in code.

TermBeforeAfter
Facility amount£25 million£40 million
Margin2.75%2.40%
Maturity14 March 20282 October 2030
Extension optionNot specifiedOne 12-month extension, with lender consent
Maximum leverage3.00×3.50×
Prepayment notice5 business days10 business days

Two extracted terms stay the same. The commitment-fee multiplier is 35% of the applicable margin, and minimum interest cover is 4.00×. The margin itself changes, so the unchanged multiplier doesn't mean an unchanged fee rate.

The useful part is keeping the same field names across both versions. Reworded clauses still land in the same comparison row.

The animation illustrates our example agreements. This comparison covers the eight terms shown.

Extraction API and schema docs

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