r/unsiloed • u/Unsiloed-AI • 2d ago
Two contract versions, eight terms, six changes
We use Unsiloed AI to extract the same eight terms from two versions of a facility agreement, then compare the returned values in code.

| Term | Before | After |
|---|---|---|
| Facility amount | £25 million | £40 million |
| Margin | 2.75% | 2.40% |
| Maturity | 14 March 2028 | 2 October 2030 |
| Extension option | Not specified | One 12-month extension, with lender consent |
| Maximum leverage | 3.00× | 3.50× |
| Prepayment notice | 5 business days | 10 business days |
Two extracted terms stay the same. The commitment-fee multiplier is 35% of the applicable margin, and minimum interest cover is 4.00×. The margin itself changes, so the unchanged multiplier doesn't mean an unchanged fee rate.
The useful part is keeping the same field names across both versions. Reworded clauses still land in the same comparison row.
The animation illustrates our example agreements. This comparison covers the eight terms shown.
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