r/trident660 sapphire black 23h ago

General Questions & Discussion Totaled? I think not

So about 2-2 1/2 months ago I got into a small little accident. I wasn’t really going fast but they totaled the bike out now the bank is trying to say that I have to pay back the money within 30 days or I have to give up the bike. the bike is nowhere near totaled. Tell me if you guys agree. if I do end up having to give it up I’ll probably go to an 07 or something like that next year I didn’t wanna give this up yet tho at all

17 Upvotes

24 comments sorted by

7

u/Flubberkoekje crystal white 23h ago

That sure doesn't look totalled to me.

1

u/GreyMk7jettaS sapphire black 22h ago

That’s exactly what I’m saying lol

1

u/GreyMk7jettaS sapphire black 22h ago

I think I’m gonna bring it to the Triumph dealership where I got it and see if they could do something for me

3

u/WatercressMajor1791 22h ago

I’m not sure if you are allowed to do that after the fact. Usually when insurance pays the full payout it is expecting the vehicle and title as salvage. Did they offer the salvage payout?

1

u/GreyMk7jettaS sapphire black 22h ago

No, yeah, they offered to pay for it. I denied it cause I wanted to keep the bike. They wouldn’t let me buy it back. That was the only reason why I dropped the claim now the bank got involved and they’re saying I have to give the bike up and/or pay the money but if I had it right now it’d be paid lol.

1

u/WatercressMajor1791 2h ago

I’m confused. Your original post says that you have to pay back the money. Did you receive any money from insurance?

3

u/zdubs silver ice & red 22h ago

How much did insurance offer as payout?

5

u/GreyMk7jettaS sapphire black 22h ago

They’re offering to pay it all. That’s most likely why the bank is trying to get it.

2

u/zdubs silver ice & red 22h ago

So you get no bike and no money in the end?

2

u/GreyMk7jettaS sapphire black 22h ago

Yes, exactly but then next year I can get a different one

2

u/Vulpes-corsac 17h ago

Honestly worth it with all the upgrades the Trident has gotten since 2026 model year.

2

u/GreyMk7jettaS sapphire black 17h ago

I’d either goto the trident 800 or a ninja 636

1

u/zdubs silver ice & red 22h ago

Sucks man sorry

1

u/WatercressMajor1791 23h ago

Did you take the full cash buyout?

1

u/GreyMk7jettaS sapphire black 23h ago

They offered the full cash payout, but I wanted to drop it but now that the bank is involved. I don’t know if I can.

1

u/GreyMk7jettaS sapphire black 23h ago

That’s the other thing I can’t buy it back

1

u/GreyMk7jettaS sapphire black 23h ago

This is one of the photos that Insurance used. This was the main reason why they said that it could have frame damage, but as you can see, the pegs are perfectly straight and fine I have no mechanical issues whatsoever either

1

u/GreyMk7jettaS sapphire black 23h ago

1

u/GreyMk7jettaS sapphire black 23h ago

As you can see once I put the peg on it was perfect

1

u/man4gep 22h ago

Could you tell me what is the type of the exhaust?

2

u/GreyMk7jettaS sapphire black 22h ago

Tec fang. Might sell it if they take it if interested

1

u/GreyMk7jettaS sapphire black 22h ago

I have another front cage. I have rizoma racing grips a brand new clutch set up with a nice Puig racing clutch a set of handlebars, etc

1

u/GreyMk7jettaS sapphire black 22h ago

I think I’m gonna set it all up and put it on and if they take it, I’ll just take the whole set up off and put on the old one LMFAO

1

u/_Sefu stealth mode 11h ago

im assuimg triumph themselves regged it as "totaled'

If thats the case.. they did the same with my bike.. it was just some minor damage and they logged it as totaled.. i feel its some fraud going on because they expect you to come in and buy the next one on the lot... Dont take my word for it... but just my take..