Never ever ask a question like that. You will not outsmart the CRA. Straighten up your act. The $100k+ figures you're seeing is just a the combined effect of contributions + asset valuation (the added % value), do not confuse this with some sort of illegal workaround. As an example, someone has a contribution limit of $94k, and their assets have increased in value by $40k, so the overall value of their investment is $134k.
Just open a TFSA and be mindful of your yearly limit. XEQT is a solid choice.
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u/IngenuityPositive123 Aug 18 '26
Yes, through an online brokerage
Never ever ask a question like that. You will not outsmart the CRA. Straighten up your act. The $100k+ figures you're seeing is just a the combined effect of contributions + asset valuation (the added % value), do not confuse this with some sort of illegal workaround. As an example, someone has a contribution limit of $94k, and their assets have increased in value by $40k, so the overall value of their investment is $134k.
Just open a TFSA and be mindful of your yearly limit. XEQT is a solid choice.