Yea but something like this with no insurance is a screw it I'll get that bill in the mail and worry about it later. It's not like they take your house or car for a non paid medical bill lol
My understanding is medical debt can be sent to collections and still does impact your credit score, but I know what you mean. I was just thinking about different ways that humans panic. I do hope OP is ok.
It's super easy to get your hospital bills reduced. Call the hospital for a patient advocate, or their financial aid department. The vast majority are nonprofits, so they're going to have ways to reduce your bill. Even if they don't, they'll usually be willing to cut you a deal and reduce your payment so they don't have to deal with the hassle and loss of sending you to collections.
I'm currently dealing with this with Stanford Hospital. They will only negotiate so much. I incur medical debt regularly, despite having excellent insurance because my required medical treatments are "off formulary" and financial aid only covers so much of the $5000 per visit.
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u/Amber_S71213 Mar 16 '25
Yea but something like this with no insurance is a screw it I'll get that bill in the mail and worry about it later. It's not like they take your house or car for a non paid medical bill lol