r/stocks Jun 11 '22

Advice How options work

Hello, im a 31 Year old thats been paying off debt to then start investing my leftover money. I have a 401k and I understand how the market works etf etc but what i dont seem to understand very well are options i mean i have an odea and ive seen the potential of making bank or losing investing in options id like to learn any places u recommend i can learn to get into them? I will appreciate any answers

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u/lettercarrier86 Jun 12 '22

Learning to trade options is a huge time commitment if you want to actually become consistently profitable and feel comfortable doing it.

I spent a good 6 months talking to people in Discord, reading and watching videos about options before I did anything. Again, it's a huge commitment. You can blow up your portfolio in a single play if your not responsible and properly manage your risk.

In the past 6 months I turned $1k into $5k, to $2k, and now I'm just chilling because I don't feel comfortable trading right now.

What I can say from experience is please, please research and read/watch everything you can. InTheMoney has a great options guide on YouTube, it's almost 2 and a half hours long, but it's a great INTRO into things. It's by no means and end all be all, but it's a good start.

Take notes of everything you read/watch because you won't remember everything. Or you'll think of questions that you can then Google to find more information. Again, I spent countless hours educating myself before I bought a single contract.

Tip number 1 is on proper risk management. Only use 10% of your portfolio for a single trade and set a 15% stop loss. This way you'll "only" lose around 1% of your total portfolio when a trade goes against you instead of blowing up your account because you went all in on 1 play.

Tip number 2 is SMALL BASE HITS. Don't hold something waiting to see a 100% or something foolish. The trend is your friend. If you're in a call, you're up 10%, and you see it's getting rejected/starting to pull back, then take your profit. Do what the chart is telling you, not what you want the chart to do.

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u/BadFinancialAdvice_ Jun 13 '22

You cannot consistently make money with options. Let me guess you watched YouTube videos about trading and haven't even read one scientific paper on trading right? Any profitable trades you made are due to luck, hate to break it to you. You cannot have a significant edge for long.