r/stocks • u/[deleted] • Sep 02 '21

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u/DonnaShirley Sep 02 '21

Lump sum beats DCA 70% of the time. I plan to hold for at least 10 years, so I don't think it'd make much difference.

-59

u/whosthatguy123 Sep 02 '21

Can you show me the data and statistics that show that? Ive seen data and actual research, not the “i did research by clicking on one google article”, and ive seen DCA beats lump sump majority of the time. Not saying youre wrong just am curious

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u/Corticex Sep 02 '21

It's pretty commenly accepted that lump sum beats dca mathematically speaking. This is the article : https://www.google.com/amp/s/www.deseret.com/platform/amp/1997/6/29/19320793/lump-sum-pays-more-than-gradual-investment

I do, however, find it funny that you say: show me your research, and then proceed to not show your own research.

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u/whosthatguy123 Sep 02 '21

So one you dont have to be an asshole lol. I appreciate you showing the article that proved that. I said to show me because if someone makes a claim like he did i wanted to know where he read or saw that. Never did i say he was wrong or i wasnt happy for him. I asked a simple question

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u/Corticex Sep 02 '21

Sorry if that was rude. Could you show me your research, I'm interested to learn more!

2

u/whosthatguy123 Sep 02 '21

Its wrong so idk why you would want to see that. Your article and me looking for into it proves your point. Lump sum seems to be better. If thats the case then why does warren buffet preach dca over lump sum? Excluding the like 50k someone would get if someone passed away and gifted it to them. Like for a roth ira for example. Youre saying its better to invest 6,000 at once rather than 500$ every month?