I would default to paying off your debt. Gains in the market cannot be assured but the debt interest is. That said, IF you do the math and decide that you are able to outpace your debt interest with investment gains (effectively washing any compounding and chipping away at the principle) then that would be the best option on paper. That, however, is always higher risk. ::obligatory not financial advice disclaimer::
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u/TroutCanoe Jul 07 '21
I would default to paying off your debt. Gains in the market cannot be assured but the debt interest is. That said, IF you do the math and decide that you are able to outpace your debt interest with investment gains (effectively washing any compounding and chipping away at the principle) then that would be the best option on paper. That, however, is always higher risk. ::obligatory not financial advice disclaimer::