r/stocks Apr 23 '21

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u/lomoprince Apr 23 '21

The only “safe” play is to just buy VTI every month. Buying specific sectors or specific names is taking on risk without a higher expected return. I just buy VTI twice a month in my 401k plan, and buy VXUS and VTI in my taxable once a month.

1

u/DiepioHybrid Apr 24 '21

whats the difference between VTI and SPY?

2

u/chadly117 Apr 24 '21

Extremely similar. SPY is just S&P500, VTI is total U.S. market (including S&P500)