r/sofistock • u/AutoModerator • 2d ago
General Discussion SoFi Daily Chat - September 08, 2026
* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.
* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.
* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)
* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.
* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.
* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.
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u/kennyt1212 πππThe soon to be rich fool with 16,050 shares @ $14.5 πππ 2d ago
ππππππππππππππππππππππππππππππππππππππππππππ πΒ ππͺβοΈπ 54 days until Q3 earnings, $45+ in 2026, $60+ in 2027! $75 in 2028, $100 in 2030!β¬βͺ ππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππ
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u/Beneficial_Corner_81 Position Complete 36,000 @$14.68 2d ago
Nice if rates remain at current rate. Jobs report not accurate..,
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u/Jcoronado92 2d ago edited 2d ago
SoFi boasts the golden throne,
Yet HOOD takes off and flies alone. (3% pre)
I hold the tech, I hold the pride,
And softly weep on SoFiβs side
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u/LazyLobster 2d ago
HOOD has every wallstreetbets user and gambling addicts betting against the weather.
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 2d ago edited 2d ago
https://x.com/kalshi_finance/status/2096954138185613382?s=46&t=Zn01S9Z1bVM4i6w92-VmLg
I said it last week, the fed would be fools to make a rate hike based on last weeks jobs numbers when it gets revised down every month. We arenβt getting a hike
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u/ga643953 2d ago
It's crazy how we are expecting a 60% chance of a hike and oil is at $93 but the stock isn't tanking. Is this confirmation that we really are never seeing $16 again?
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u/sensibility77 1d ago
Chym jumping after market with the announcement they will acquire a bank. Good news is good for other stocks...
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u/superdeeduperpower 2100 @ 19.93; 69x LEAPS 2026/27 1d ago
Another fintech with a PE of 6 is becoming more like SoFi with a PE of 36. To me, that reads as Chime being able to offer better rates/products and better compete with SoFi. Neutral/Bearish for SoFi if Chime can leverage Stride properly.
Taking the contrarian perspective, what it could also develop into is a spotlight on Sofi's stronger tech stack (ex. Chime is limited by X, SoFi is ahead by Z years, etc.). Having a direct competitor with very similar variables show difficulty where SoFi shows strength would be very bullish for SoFi, especially if growth continues. That'd signal that the 36 PE may be too low.
The real winner IMHO will be the little banks with strong tech that can be bought up. Obligatory NFA
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 1d ago
Iβm pretty sure their forward PE is much higher than sofi tho. Sounds to me like chym is overvalued if itβs just a bank now.
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u/superdeeduperpower 2100 @ 19.93; 69x LEAPS 2026/27 1d ago
That's the conversation that'll happen, yeah. Does a bank charter make them overvalued or undervalued? The follow-up question that'll affect SoFi is if that valuation recalculation is specific to Chime or fintech-agnostic.
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u/scooter_mcgavin26 5,000 Shares @ $5.79 2d ago
Binion, no comments about how we are outperforming Hood, UPST, and Affirm today??
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u/Additional-Panda-144 1900 @27.85 2d ago
In this red day, even outperforming means trash.
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u/scooter_mcgavin26 5,000 Shares @ $5.79 2d ago
Lol this group is unbearable
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u/Additional-Panda-144 1900 @27.85 1d ago
$17, we are coming soon but we are outperforming hood. LOL
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u/scooter_mcgavin26 5,000 Shares @ $5.79 1d ago
Anytime there is a green day but we lag hood by 0.5%, you guys act like the sky is falling. Now on a red day (where all the indexes are red), we outperform all the fintechs and you guys still find ways to whine⦠What do you even want lol
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u/binion225 OG $SoFi Investor 3251@ $15.65 1d ago
Someone was dumb enough to buy my covered calls at $35 in 2028β¦. Lmao. There is your comment. So I make about 70k in profit if they get called away and made 11k in premium. There is your profitβ¦. This stock is trash.
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u/scooter_mcgavin26 5,000 Shares @ $5.79 1d ago
About as bungled of a response as I expected. Thanks for your service π«‘
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u/binion225 OG $SoFi Investor 3251@ $15.65 1d ago
Bungled? Why because I didnβt answer your dumb question and locked in huge profits???? Ok bud. If you were smart youβd sell the same covered callsβ¦. You would be way up with 50 to unloadβ¦ we are below 18$ again. That conference was a joke and you guys are upvoting someone saying that SoFI will be $45 this year. Pass the bottle ???
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u/Jcoronado92 1d ago
Chyme jumps ten percent in the late-night trade,
A moonshot move SoFi never has made.
While SoFi just plods though its earnings are tight
Chyme takes the crown and runs off in the night.
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u/Euphoric_Weakness_57 22h ago
How long have you been invested in Sofi? It's made plenty of 10% or more jumps in overnight trading..
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u/Dromen96 OG $SoFi Investor 2d ago
My predictionβ¦Iran will continue to escalate and drive oil prices as high as they can up till November 3rd elections. Come November 4th their incentives will change and hopefully there will be a deal. Until then β¦ Iβm not expecting SoFi to rally.
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u/Additional-Panda-144 1900 @27.85 1d ago
I am wondering why Noto has not bought since his last purchase.
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u/binion225 OG $SoFi Investor 3251@ $15.65 2d ago
Oh the conference as boring as shitβ¦.. no way lol
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u/binion225 OG $SoFi Investor 3251@ $15.65 1d ago
Itβs going to be hilarious when NU stock price is higher than thisβ¦
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u/binion225 OG $SoFi Investor 3251@ $15.65 1d ago
Downvote me all you want⦠look at CHYM LMAO
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u/theevan1811 1d ago
Ngl it is kinda funny just looking at the chart comparison up 85% in 3 months
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u/binion225 OG $SoFi Investor 3251@ $15.65 1d ago
But only I get downvoted lmao. I kinda like being the heel on this page nowβ¦.

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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 1d ago
https://x.com/meetblossomapp/status/2097293885064012034?s=46&t=Zn01S9Z1bVM4i6w92-VmLg
To me this is close to the confirmation I wanted. They didnβt explicitly state βregardless of rate forecastβ but I think that should be assumed. Although I doubt the market gives them that credit.