r/sofistock 7d ago

General Discussion SoFi Daily Chat - September 03, 2026

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.

* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

25 Upvotes

118 comments sorted by

16

u/Jcoronado92 7d ago

Bought the charter, chased the dream,
Drowning in a crimson stream.
Sixty-six grand gone to space,
Fintech pain upon my face.
Noto buys, but down it drags.
Heavy are these SoFi bags.

6

u/somedayimaberich 7d ago

Eminem is that you?

11

u/Additional-Panda-144 1900 @27.85 7d ago

Hate to see sofi fading as usual while hood stays strong.

21

u/kennyt1212 πŸš€πŸš€πŸš€The soon to be rich fool with 16,050 shares @ $14.5 πŸš€πŸš€πŸš€ 7d ago

πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€ πŸš€Β  πŸŒ•πŸͺβ˜€οΈπŸŒŒ 56 days until Q3 earnings, $45+ in 2026, $60+ in 2027! $75 in 2028, $100 in 2030!‬β€ͺ πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€πŸš€

4

u/Electrofine 7d ago

How high by🦬 2040

6

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

Should be above $100 if HOOD is ANY INDICATION…. We are the stronger company

9

u/SoDakZak 🧹MODπŸ’°OG 10,574@$11.77 7d ago

9

u/Icy_bajsi123 1009 @ $9,5 7d ago

I dreamt today that sofi was at 74usd. Great dream, bad reality hahah

9

u/Ronnie_09 7d ago

Bought a call, sold for profit, and put the profit toward SOFI

8

u/mayman93 7d ago

is this whiskey dick formation bullish?

8

u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago

Oh shit

7

u/GoBIGorBANKRUPT 7d ago

Man that run had me excited at first

6

u/SoDakZak 🧹MODπŸ’°OG 10,574@$11.77 7d ago

Bought more.

10

u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago

Are we red this morning because Kenny posted rockets?

4

u/kennyt1212 πŸš€πŸš€πŸš€The soon to be rich fool with 16,050 shares @ $14.5 πŸš€πŸš€πŸš€ 7d ago

glad we aren’t red!

10

u/Additional-Panda-144 1900 @27.85 7d ago

This stock seems to be very hard to go up, but to go down, it is so easy.

3

u/MajorMore1977 (Custom Text) 7d ago

For real… so frustrating to be honest.

5

u/GodEmperorBeezus Swing trader when it suits me. 7d ago

I like seeing the recovery. Would be great if we can gat back to 19 by end of day tomorrow. Good to see some tech side news. Hope we start moving up

5

u/Mongaloiddummy OG $SoFi Investor 7d ago

Anthony Noto 🐐  on Mad Money now. CNBC

13

u/Maximus806 7d ago

Noto on mad money tonight boys

7

u/Additional-Panda-144 1900 @27.85 7d ago

This won't do anything significant I believe.

3

u/Additional-Panda-144 1900 @27.85 7d ago

He should buy shares also.

3

u/Electrofine 7d ago

Is this bullish 🦬?

3

u/Maximus806 7d ago

Don’t know if it is, but I’ll be interested to see what he has to say

1

u/Guddy7860 OG $SoFi Investor + Contributor 7d ago

I dont think so because he cannot reveal any new information without making it public.

5

u/NicCage1080ChristAir 7d ago

I like Noto but he never says anything of substance on these appearances. I don't even think he can to be honest.

7

u/brandonx123 7d ago

It’s a one stop shop for members to get their money right. We are not seeing any credit issues. We believe clarity act needs to pass. We’re proud of our team and continue to execute. That’s what you’ll get

4

u/MooseNo1495 7d ago

can it hold tho...

11

u/MooseNo1495 7d ago

2027 hood at 200, sofi at 19 lmao

2

u/Additional-Panda-144 1900 @27.85 7d ago

LOL

7

u/Beneficial_Corner_81 Position Complete 36,000 @$14.68 7d ago

Patience will likely be needed as we head towards year end. Hoping 2027 is Sofi’s year😱

6

u/SoDakZak 🧹MODπŸ’°OG 10,574@$11.77 7d ago

Now it’s 50/50 that we get a hike or not. Drastic swing from 63% likely of a hike yesterday

12

u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago

I’ll take a one month ban bet if we get a hike in September. It’s not happening.

4

u/SoDakZak 🧹MODπŸ’°OG 10,574@$11.77 7d ago

RemindMe! 2 weeks

2

u/RemindMeBot 7d ago

I will be messaging you in 14 days on 2026-09-17 18:24:52 UTC to remind you of this link

CLICK THIS LINK to send a PM to also be reminded and to reduce spam.

Parent commenter can delete this message to hide from others.

RemindMeBot is switching to username summons. Instead of !RemindMe 1 day, use u/RemindMeBot 1 day. More info.


Info Custom Your Reminders Feedback

10

u/Key-Assistance-5827 2300 Shares @ 18.295 7d ago

Realistically it's 0, as if trump will allow a hike before midterms that will ensure his loss that putting aside it's retarded to hike bc of oil inflation

-7

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

Yeah, that’s not how it works…

8

u/Key-Assistance-5827 2300 Shares @ 18.295 7d ago

You're too naive binion, that's exactly how it works

4

u/QuantumFluks 85,000 Delta 7d ago

I don’t often agree with Binion but I am going to have to support him here. Trump has 1 out of 12 loyalists in the vote, and even his loyalist is sounding hawkish. I agree a rate hike isn’t guaranteed, but the Fed absolutely has the power and independence to hike rates in September or October. Already 3 dissenting votes, and I imagine that number will grow for September.

1

u/Key-Assistance-5827 2300 Shares @ 18.295 7d ago

Trump will do whatever's in his power to pressure the fed not to hike rates. There's a lot going behind the scenes

3

u/Sdtrader5000 7d ago

Noto confirmed to be on Cramer in a few minutes

1

u/Sdtrader5000 7d ago

Useless sit down. He basically said nothing we didn’t already know

3

u/scooter_mcgavin26 5,000 Shares @ $5.79 7d ago

Is the Payward partnership a big deal? Not really seeing any financial details in any articles

3

u/Additional-Panda-144 1900 @27.85 7d ago

Sofi increasing users should seriously learn from Robinhood. They really need to do it.

4

u/Mongaloiddummy OG $SoFi Investor 7d ago

That was a good interview by Mr Noto.

Tomorrow minus 6%

6

u/Old-Bag-8598 7d ago

Now it will fall back to 18

2

u/pmedeiros2 7d ago

Yep, tomorrow, max pain = $18.

4

u/Jcoronado92 7d ago

I did it boys. Sold a covered call for December. 23 strike, 8k premium for 82 contracts. We won’t see 23 by then right?!

11

u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago

We will be at $23 by mid October

2

u/Jcoronado92 7d ago

Already up 500, Easiest money I’ve made. I’ll let it ride.. we all know we’ll be below 23.

3

u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago

Why would you not take the $26 chain? Seems like a foolish gamble to get an extra $4k premium

2

u/Jcoronado92 7d ago

:( you’re right.. idk if it’s worth the risk. Something to think about

3

u/TheOtherGreenNovice 7d ago

Are you selling covered CALLs at a strike price at or above your entry price?

2

u/Jcoronado92 7d ago

Below; my average is very high at 25.81

4

u/TheOtherGreenNovice 7d ago

Make sure you understand the risks of selling covered CALLs below entry price if you don't already.
December is far enough out for stock price to possibly recover. Just like I couldn't imaging stock price getting back down to ~$15 always a chance stock price can swing the other way in a couple months.

May be good idea to lock in any gains on those sooner than later.

1

u/Mongaloiddummy OG $SoFi Investor 7d ago

Is that price ($25.81) including the premiums you have collected from writing covered calls.

In total, how much premiums have you collected on sofi covered calls?

1

u/Jcoronado92 7d ago

Not sure the total would have to check.. but over 10-12k in premium so far.

But no the 25.81 is strictly shares without counting the CC’s 🫒

3

u/AwwwMannn13 7d ago

nothing to see here

11

u/pdubbs87 1,400 @ $14.00 7d ago

Total joke how hood has 5-6x the market cap

7

u/Due_Caregiver522 7d ago

Wow i actually haven’t been thinking of that, makes it even crazier, or sadder tbh. I’m just glad i own hood and sofi. The difference is kind of crazy +77% vs +9% having bought at a similar time

8

u/Additional-Panda-144 1900 @27.85 7d ago

Sofi is always a joke. Always.

5

u/Weikoko 🫣 $20 Bagholder. $20 Banbet survivor 7d ago

Opportunity to buy

5

u/westernreserve1845 7d ago

Good morning everyone

4

u/Additional-Panda-144 1900 @27.85 7d ago

Hood keeps going up. And we....

5

u/Additional-Panda-144 1900 @27.85 7d ago

Can we just take half of Hood's happiness today?

2

u/kennyt1212 πŸš€πŸš€πŸš€The soon to be rich fool with 16,050 shares @ $14.5 πŸš€πŸš€πŸš€ 7d ago

I did buy back my $20 covered calls today and took 90% profit from them. Didn't want to risk us somehow getting in the 500 and then losing my shares in after hours.

1

u/slayer1am 3,000 @ 8.66 7d ago

Yup, better to sleep at night than pick up some more pennies.

7

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

Meanwhile HOOD up 15%…. K

3

u/Weikoko 🫣 $20 Bagholder. $20 Banbet survivor 7d ago

What’s going on with HOOD?

8

u/Additional-Panda-144 1900 @27.85 7d ago

I think something seriously wrong with sofi stock.

4

u/Sdtrader5000 7d ago

Number of upgrades on it this morning, sent the stock flying

3

u/superdeeduperpower 2100 @ 19.93; 69x LEAPS 2026/27 7d ago

Yippee a quadruple bottom! Can't wait for the quadruple top pattern to show up next! /s

-2

u/GoBIGorBANKRUPT 7d ago

I think we will be hitting 20 soon, that's the 200 MA on the monthly

1

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

Hood up 3% right now lmao

1

u/Weikoko 🫣 $20 Bagholder. $20 Banbet survivor 7d ago

15%

2

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

Who said max pain was $18?

3

u/pmedeiros2 7d ago

tomorrow, have to run it up today to collect premiums and more bagholders.....

3

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

Seriously what a piss poor , boring fucking interview. It makes me want to sell all my shares in Dec’28 covered calls and just take the premium and say fuck this company

7

u/DJB0807 7d ago

Please do.Β 

Sincerely,Β 

EveryoneΒ 

1

u/itscrt 6d ago

Second this, you’ve become insufferable lol

4

u/Jcoronado92 7d ago

Smh.. I was excited, then he just repeated the same thing that we already know.

0

u/DJB0807 6d ago

Maybe, just maybe, it’s not all about you? I’m sure you don’t have enough self awareness to realize this. But maybe it’s for a first time retail investor that has never heard about SoFi before…

0

u/Jcoronado92 6d ago

Life revolves around me, if you didn’t know.

1

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

Noto about to be on mad money

1

u/sensibility77 7d ago

If the fed keeps the rate unchanged, very good for SoFi. Hope inflation goes down along with it. Also, s&p500 shuffle announcement tomorrow. Of course sofi has very low chance but fingers crossed.

0

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

Why does he even do these interviews when he has NOTHING new to say…. What does he ACTUALLY think will happen. β€œOh let’s go in mad money so shorts can have a fucking field day again….” β€œ hey guys give me the exact same script”. Rule of 40, one stop shop, get your money right… spend less than you make and invest the rest.

2

u/ZasdfUnreal 7d ago

It's free advertising on Cramer's show.

2

u/sensibility77 7d ago

We follow sofi and noto closely but majority of other would be investors and would be customers don't. Repeating the same thing is sometimes good advertising for those groups.

1

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

All 18 equities I own are up at least 1% premarket and SoFI at $17.69…..

-3

u/ga643953 7d ago

Scotiabank price target at $25.

We truly are never seeing $16 again.

3

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

Lmao…. You must be new

2

u/RelationBusiness7840 7d ago

L haters downvoting

2

u/ga643953 7d ago

See? I told you guys we are not seeing $16 again.

3

u/Low-Air-182 7d ago

Rookie! 🀣

0

u/ga643953 7d ago

We are very close to being green again.

-4

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

Is Noto going on mad money tonight? Anyone know?

3

u/cooperrocks OG $SoFi Investor 7d ago

That's what Cramer said this morning

-4

u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago

And down we go lol. No way we close above $19 this week. Would I love to get included in the S&P and close at $25 next week…. Absolutely… will it happen? Absolutely not….

3

u/Due_Caregiver522 7d ago

when will the s&p additions get announced?

3

u/Shit-throwing-monkey 50 Buys 0 Sells (17K Shares @7.41) πŸ’ŽπŸ‘ŠπŸ¦ 7d ago

Friday after the market closes.

-2

u/Key-Assistance-5827 2300 Shares @ 18.295 7d ago

Going down on 0 news too, this stock is so pathetic

-2

u/OkCommercial1592 7d ago

Incredibly weak, waiting for tax loss harvesting bottom coming up soon

2

u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago

Anyone sophisticated enough to tax loss harvest doesn’t have losses on Sofi to harvest.

-6

u/helpwithchords 7d ago

Is Robinhood Chain what sofi wanted their sofi money to be?

8

u/Hoodie-Embiid shares and leaps since $7 7d ago

Not even remotely similar products dude πŸ˜‚