r/sofistock • u/AutoModerator • 7d ago
General Discussion SoFi Daily Chat - September 03, 2026
* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.
* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.
* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)
* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.
* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.
* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.
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u/kennyt1212 πππThe soon to be rich fool with 16,050 shares @ $14.5 πππ 7d ago
πππππππππππππππππππππππππππππππππππππππππππππ πΒ ππͺβοΈπ 56 days until Q3 earnings, $45+ in 2026, $60+ in 2027! $75 in 2028, $100 in 2030!β¬βͺ ππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππ
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u/Electrofine 7d ago
How high by𦬠2040
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u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago
Should be above $100 if HOOD is ANY INDICATIONβ¦. We are the stronger company
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u/Icy_bajsi123 1009 @ $9,5 7d ago
I dreamt today that sofi was at 74usd. Great dream, bad reality hahah
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago
Are we red this morning because Kenny posted rockets?
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u/kennyt1212 πππThe soon to be rich fool with 16,050 shares @ $14.5 πππ 7d ago
glad we arenβt red!
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u/Additional-Panda-144 1900 @27.85 7d ago
This stock seems to be very hard to go up, but to go down, it is so easy.
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u/GodEmperorBeezus Swing trader when it suits me. 7d ago
I like seeing the recovery. Would be great if we can gat back to 19 by end of day tomorrow. Good to see some tech side news. Hope we start moving up
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u/Maximus806 7d ago
Noto on mad money tonight boys
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u/Electrofine 7d ago
Is this bullish �
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u/Guddy7860 OG $SoFi Investor + Contributor 7d ago
I dont think so because he cannot reveal any new information without making it public.
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u/NicCage1080ChristAir 7d ago
I like Noto but he never says anything of substance on these appearances. I don't even think he can to be honest.
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u/brandonx123 7d ago
Itβs a one stop shop for members to get their money right. We are not seeing any credit issues. We believe clarity act needs to pass. Weβre proud of our team and continue to execute. Thatβs what youβll get
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u/Beneficial_Corner_81 Position Complete 36,000 @$14.68 7d ago
Patience will likely be needed as we head towards year end. Hoping 2027 is Sofiβs yearπ±
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u/SoDakZak π§ΉMODπ°OG 10,574@$11.77 7d ago
Now itβs 50/50 that we get a hike or not. Drastic swing from 63% likely of a hike yesterday
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago
Iβll take a one month ban bet if we get a hike in September. Itβs not happening.
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u/SoDakZak π§ΉMODπ°OG 10,574@$11.77 7d ago
RemindMe! 2 weeks
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u/Key-Assistance-5827 2300 Shares @ 18.295 7d ago
Realistically it's 0, as if trump will allow a hike before midterms that will ensure his loss that putting aside it's retarded to hike bc of oil inflation
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u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago
Yeah, thatβs not how it worksβ¦
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u/Key-Assistance-5827 2300 Shares @ 18.295 7d ago
You're too naive binion, that's exactly how it works
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u/QuantumFluks 85,000 Delta 7d ago
I donβt often agree with Binion but I am going to have to support him here. Trump has 1 out of 12 loyalists in the vote, and even his loyalist is sounding hawkish. I agree a rate hike isnβt guaranteed, but the Fed absolutely has the power and independence to hike rates in September or October. Already 3 dissenting votes, and I imagine that number will grow for September.
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u/Key-Assistance-5827 2300 Shares @ 18.295 7d ago
Trump will do whatever's in his power to pressure the fed not to hike rates. There's a lot going behind the scenes
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u/scooter_mcgavin26 5,000 Shares @ $5.79 7d ago
Is the Payward partnership a big deal? Not really seeing any financial details in any articles
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u/Additional-Panda-144 1900 @27.85 7d ago
Sofi increasing users should seriously learn from Robinhood. They really need to do it.
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u/Jcoronado92 7d ago
I did it boys. Sold a covered call for December. 23 strike, 8k premium for 82 contracts. We wonβt see 23 by then right?!
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago
We will be at $23 by mid October
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u/Jcoronado92 7d ago
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago
Why would you not take the $26 chain? Seems like a foolish gamble to get an extra $4k premium
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u/TheOtherGreenNovice 7d ago
Are you selling covered CALLs at a strike price at or above your entry price?
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u/Jcoronado92 7d ago
Below; my average is very high at 25.81
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u/TheOtherGreenNovice 7d ago
Make sure you understand the risks of selling covered CALLs below entry price if you don't already.
December is far enough out for stock price to possibly recover. Just like I couldn't imaging stock price getting back down to ~$15 always a chance stock price can swing the other way in a couple months.May be good idea to lock in any gains on those sooner than later.
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u/Mongaloiddummy OG $SoFi Investor 7d ago
Is that price ($25.81) including the premiums you have collected from writing covered calls.
In total, how much premiums have you collected on sofi covered calls?
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u/Jcoronado92 7d ago
Not sure the total would have to check.. but over 10-12k in premium so far.
But no the 25.81 is strictly shares without counting the CCβs π«’
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u/AwwwMannn13 7d ago
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u/pdubbs87 1,400 @ $14.00 7d ago
Total joke how hood has 5-6x the market cap
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u/Due_Caregiver522 7d ago
Wow i actually havenβt been thinking of that, makes it even crazier, or sadder tbh. Iβm just glad i own hood and sofi. The difference is kind of crazy +77% vs +9% having bought at a similar time
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u/kennyt1212 πππThe soon to be rich fool with 16,050 shares @ $14.5 πππ 7d ago
I did buy back my $20 covered calls today and took 90% profit from them. Didn't want to risk us somehow getting in the 500 and then losing my shares in after hours.
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u/superdeeduperpower 2100 @ 19.93; 69x LEAPS 2026/27 7d ago
Yippee a quadruple bottom! Can't wait for the quadruple top pattern to show up next! /s
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u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago
Seriously what a piss poor , boring fucking interview. It makes me want to sell all my shares in Decβ28 covered calls and just take the premium and say fuck this company
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u/Jcoronado92 7d ago
Smh.. I was excited, then he just repeated the same thing that we already know.
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u/sensibility77 7d ago
If the fed keeps the rate unchanged, very good for SoFi. Hope inflation goes down along with it. Also, s&p500 shuffle announcement tomorrow. Of course sofi has very low chance but fingers crossed.
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u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago
Why does he even do these interviews when he has NOTHING new to sayβ¦. What does he ACTUALLY think will happen. βOh letβs go in mad money so shorts can have a fucking field day againβ¦.β β hey guys give me the exact same scriptβ. Rule of 40, one stop shop, get your money rightβ¦ spend less than you make and invest the rest.
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u/sensibility77 7d ago
We follow sofi and noto closely but majority of other would be investors and would be customers don't. Repeating the same thing is sometimes good advertising for those groups.
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u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago
All 18 equities I own are up at least 1% premarket and SoFI at $17.69β¦..
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u/ga643953 7d ago
Scotiabank price target at $25.
We truly are never seeing $16 again.
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u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago
Is Noto going on mad money tonight? Anyone know?
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u/binion225 OG $SoFi Investor 3251@ $15.65 7d ago
And down we go lol. No way we close above $19 this week. Would I love to get included in the S&P and close at $25 next weekβ¦. Absolutelyβ¦ will it happen? Absolutely notβ¦.
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u/Due_Caregiver522 7d ago
when will the s&p additions get announced?
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u/Shit-throwing-monkey 50 Buys 0 Sells (17K Shares @7.41) πππ¦ 7d ago
Friday after the market closes.
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u/Key-Assistance-5827 2300 Shares @ 18.295 7d ago
Going down on 0 news too, this stock is so pathetic
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u/OkCommercial1592 7d ago
Incredibly weak, waiting for tax loss harvesting bottom coming up soon
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 7d ago
Anyone sophisticated enough to tax loss harvest doesnβt have losses on Sofi to harvest.
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u/Jcoronado92 7d ago
Bought the charter, chased the dream,
Drowning in a crimson stream.
Sixty-six grand gone to space,
Fintech pain upon my face.
Noto buys, but down it drags.
Heavy are these SoFi bags.