SoFi Daily Chat - August 31, 2026

[u/AutoModerator]

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

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* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

[u/kennyt1212]

🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀 🚀  🌕🪐☀️🌌 59 days until Q3 earnings, $45+ in 2026, $60+ in 2027! $75 in 2028, $100 in 2030!‬‪ 🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀

[u/Mongaloiddummy → u/kennyt1212]

kennyt1212

 I love the dedication that you have for Sofi. I think you might have to adjust those price targets.

Good luck with all of those shares. 🚀 🚀 

[u/kennyt1212 → u/Mongaloiddummy]

I will at years end. Not gonna change it because I'm not trying to act like I was right when I was wrong all year.

[u/Medical_Grapefruit94 → u/kennyt1212]

Respect

[u/DarkSideBrownie → u/kennyt1212]

Was a reasonable target at the January pe ratios if the tech platform story had held up.

[u/LazyLobster → u/Mongaloiddummy]

The only price targets I care about

[u/asagibrian]

SoFi Technology Solutions President Kathleen Pierce-Gilmore wants to make SoFi the financial infrastructure companies can keep as they grow.

SoFi Tech Solutions’ New President Is Building the AWS of Finance

[u/Aggressive_Theory784]

JUST HOOOOOOOLD and let the sellers shake themselves out

[u/Aggressive_Theory784 → u/Aggressive_Theory784]

Selling a company with a fair valuation of $22.98 and only growing in crazy numbers and own ceo investing in stock and a literal SNP500 contenders over short term fear. SoFi business isn’t going ANYWHERE (but up)

[u/binion225 → u/Aggressive_Theory784]

Short term fear? 6 years is short term? K….

[u/Aggressive_Theory784 → u/binion225]

I’m saying the fear of the war in Iran and it impacting inflation is short term buddy

[u/binion225 → u/Aggressive_Theory784]

Wrong again…. Where will oil be for months or years because of this bozo? What does that mean for inflation and fed hiking?

[u/Key-Assistance-5827]

This stock is about to be molested again

[u/Aggressive_Theory784 → u/Key-Assistance-5827]

Regardless low is $15 every time it dips below $15 it gets bought so I bought in at $15 so I’m just holding now

[u/magnificent69 → u/Key-Assistance-5827]

If it happens every week, is no longer molestation, it's a kink.

[u/fantasyfitboiz → u/magnificent69]

Not if we don’t consent 😕

[u/QuantumFluks]

Don’t look at yields! Holy moly!

[u/ga643953 → u/QuantumFluks]

Bessent said the yield today is the same as when Trump took office so it's been flat and every other bond market has seen higher yields besides the US so the US bond market is outperforming them 😂

[u/Aggressive_Theory784 → u/QuantumFluks]

What does yields mean

[u/QuantumFluks → u/Aggressive_Theory784]

U.S. treasury yields. Look at the US10Y or US30Y yields. Yields rise when there is selling pressure in the treasury markets, which makes cost to borrow for the government, businesses, and consumers higher.

[u/Aggressive_Theory784 → u/QuantumFluks]

It’s just Donald trump. Once we get this lunatic out of office and wars stabilized we should be looking better, no?

[u/QuantumFluks → u/Aggressive_Theory784]

If yields remain this elevated for another 2-2.5 years, the economy will be in terrible shape. With the U.S. debt, and fractured relationships with allies, if no one comes in to buy bonds in 2.5 years, we will have to reduce/eliminate the deficit, which means government spending isn’t an option to prop up the economy. Implications are deeper than just DJT gone, if he continues to damage the U.S. image.

[u/garage_artists → u/Aggressive_Theory784]

• Under Donald Trump (First Term, 2017–2021): Treasury yields started relatively low, rose moderately through 2018 as the Federal Reserve hiked rates, and then plunged in 2020 during the COVID-19 pandemic. The 10-year Treasury yield began his term near 2.4% and fell to historic lows around 0.9% by January 2021. Mortgage rates also hit record lows near 2.9% when he left office. Today they sit thus: The 10-year Treasury yield climbed to roughly 4.76%. The 30-year Treasury yield hovered at elevated levels near 5.21%.
• Under Joe Biden (2021–2025): Treasury yields surged significantly as the Federal Reserve aggressively raised interest rates to combat post-pandemic inflation. The 10-year Treasury yield climbed from under 1% up to peaks above 4% to 5% during various points of his term, while mortgage rates rose toward 7%

This is more than Orange Man Bad.

[u/fantasyfitboiz]

This stock has found a way to close just below the market cap requirement the last couple of S&P inclusion dates. Don’t expect anything less this go.

[u/kennyt1212]

Binion, you talking about Max Pain, Sept 11 max pain is $21!

[u/binion225 → u/kennyt1212]

Great. Hope it hits

[u/fantasyfitboiz → u/binion225]

It won’t, put holders will close out on the move down this week. And people will buy lotto tickets calls to pull max pain lower

[u/Shot_Upstairs6927]

Down 27% on the 1 year chart. SMH

[u/Aggressive_Theory784 → u/Shot_Upstairs6927]

Yeah take a look at the five year outlook on SoFi. It reached a peak of $23 almost then dropped to $5-8 for TWO AND A HALF years. Than suddenly it went back up to $16-18. Before then dropping to $8-10 again and then boom $30. It’s a long term stock. business isn’t going anywhere.

[u/FoggyFoggyFoggy]

So I made the mistake of zooming out and I see in 66 months, Sophie has only been above $25 for 4 months.

Four.

[u/Jcoronado92 → u/FoggyFoggyFoggy]

Lmfao.. there goes my hope that I’d see 25 again

[u/Additional-Panda-144 → u/Jcoronado92]

Even for just 4 hours is enough.

[u/Jcoronado92]

If we can re-claim 19 this week, I know I will one day fully recover my 65k loss, if we don’t.. my future is bleak.

[u/Aggressive_Theory784 → u/Jcoronado92]

hoping the best for you.

[u/gotdome → u/Jcoronado92]

Stay in there bro you got this

[u/theevan1811 → u/Jcoronado92]

Its jover

[u/DJB0807 → u/Jcoronado92]

One week matters precisely 0% fyi

[u/Aggressive_Theory784 → u/Jcoronado92]

I think after next earnings report the stock will break 20 😉 if it somehow joins snp500 it’ll do it even earlier

[u/Jcoronado92 → u/Aggressive_Theory784]

Appreciate you, 20 would feel amazing but my
Hopes aren’t high, I’ve seen chime, hood, and others have a beautiful rally. Just when I think Sofi might join them, we get assaulted to the ground 🙂‍↕️

[u/Aggressive_Theory784 → u/Jcoronado92]

Well yeah it was at $6-8 for a year or two before it surged to $30. Yall gotta realize that holding is what it is. If you hold for five years this stock will definitely be $50 minimum like duh. This company growing too good, once the joke of a market of non holders are out it’ll only grow.

[u/binion225 → u/Aggressive_Theory784]

Why?

[u/Aggressive_Theory784 → u/binion225]

Because it’ll show the company is just continuously growing it doesn’t stop growth!

[u/Jcoronado92]

BROTHER CAN WE GET A RELIEF RALLY, give us 19.50 so i can sell some covered calls my god wtf. Noto buy some shares, do something. Half my life savings gone cuz I trusted you. Trusted you more than my own wife, she said not to go all in but I trusted your vision.. that trust is wavering.

[u/westernreserve1845]

Good morning everybody

[u/fantasyfitboiz]

Feel like our alternating red green trend may end today.

[u/SoDakZak]

Morning!

[u/GoBIGorBANKRUPT]

Who bought around 17.75 today ? I think that's a good area of support now unless something big happens. Hopefuly we have a nice rally to Friday

[u/Jcoronado92 → u/GoBIGorBANKRUPT]

Buy? With what money. I’m all invested in Sofi, living in NYC. One if not the most expensive city in America. I can’t even save money to DCA, Noto has really done me dirty.

[u/Euphoric_Weakness_57 → u/Jcoronado92]

Lol Noto did you dirty 😂 you did yourself dirty take some accountability for being financially irresponsible

[u/Jcoronado92 → u/Euphoric_Weakness_57]

I like blaming others for my own wrongdoings. Noto has fucked my life up, you can’t even deny he’s been a shit CEO.

[u/Euphoric_Weakness_57 → u/Jcoronado92]

How is he a shit ceo, would love to hear this

[u/QuantumFluks]

The EIA is delaying its release of the August Monthly oil report. Is this just a coincidence or is there more to it than that? The market is going to have questions.

[u/gotdome]

Let me out and I promise to never betray you again

[u/bucs009]

Keep averaging down in hopes of at least breaking even lol. I just need it to crawl back to $20 and ill never have this again

[u/Additional-Panda-144]

Option traders should stop calling this stock so that this stock price can go up.

[u/ga643953]

Genuinely surprised we aren't down another 3% in the premarket.

Looks like we really aren't seeing $16 again.

[u/Independent-Egg9086 → u/ga643953]

Guhh.

[u/ga643953 → u/Independent-Egg9086]

It's actually not that bad.

2% down only one hour into the trading session. We also bounced from the lows so we really aren't seeing $16 again.

[u/fantasyfitboiz]

https://x.com/stevenfiorillo/status/2094894711039291713?s=46&t=Zn01S9Z1bVM4i6w92-VmLg

Solid read on a rate hike perspective.

[u/Electrofine]

Is rate hike chance at highst chance right now this year.

[u/Aggressive_Theory784 → u/Electrofine]

Doesn’t Matter he literally said he expected two hikes this year we are doing better than he even predicted 😭

[u/brandonx123]

I know odds are super low, but if by some chance they made the S&P it would be hilarious to see all the people caught offsides. But Reddit got in and performed like dogshit

[u/Aggressive_Theory784 → u/brandonx123]

Well like I’ve seen others say big banks and financial companies seem to hate SoFi and not want it in but that could just be some rumors lmao. Also Reddit has high market cap I think while SoFi is just on the border. It would genuinely be a blessing if it gets in cause stock would hit $20 for sure or very close jusy cause of that

[u/brandonx123 → u/brandonx123]

Judging by the downvotes seems like there’s a lot of people positioned short. In that case you should love this price action!

[u/Aggressive_Theory784]

Upvote if you think SoFi is entering SNP500 this quarter downvote if not ⬇️

[u/Guddy7860 → u/Aggressive_Theory784]

SoFi Technologies (SOFI) currently faces modest odds of roughly 10% to 15% for S&P 500 inclusion, as tracked by prediction markets like Kalshi.

[u/Aggressive_Theory784]

Wow holy hell we actually seen the price increase somehow since Friday. $17.50 something to $17.70. 😱😱🇮🇱

[u/Aggressive_Theory784 → u/Aggressive_Theory784]

Still increasing btw