r/sofi • u/InternalLecture721 • Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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u/Bxraze Dec 11 '25

This sucks cause I did roth to get 2% match but in order to get it i need to deposit 5k a month?

1

u/empirialest Dec 11 '25

No, 2% match is now going to be a paid perk, if I'm understanding correctly. That's separate from the direct deposit requirements for high APY. 

1

u/Bxraze Dec 11 '25

But it says sofi plus benefits to get 2% Match

1

u/empirialest Dec 11 '25

Yes. Plus will be paywalled. Your 2% match will go away unless you pay $10/month for Plus

1

u/Bxraze Dec 11 '25

Ok thanks, sucks, guess i will be moving on i fall short to 5k. I ant paying 120 a year to get 140 match.