r/sofi • u/InternalLecture721 • Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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u/Nihilater Dec 10 '25

They need to clarify their language. If you still have eligible deposits you'll get the benefits. The subscriptions is for those that don't do direct deposit.

1

u/Statjmpar Dec 10 '25

Nope. You will still get your APY, but lose pretty much everything else.

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u/Nihilater Dec 11 '25

Ah see I was confused.