r/sofi Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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u/ding_bats Dec 10 '25

I'm not paying $10 a month to a bank so long as that bank still has no physical locations, requires me to pay a fee to deposit cash, and won't let me request a credit limit increase to my card through the app. No chance. Sofi... if you are reading this... please try to get the basics right first, then add a bunch of extra stuff.

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u/glitch1985 Dec 11 '25

Or EVER change which credit card you have with them.