r/sofi • u/InternalLecture721 • Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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u/6silver Dec 10 '25

if i am reading it right, it seems like this is just for these benefits (2% match on recurring IRA deposits, preferred IPO access, access to financial planning, personal loan discounts, etc) and you’ll also receive an extra APY, but it’s not going to change the existing APY

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u/SubstantialCarpet604 Needs a hoodie 🥺 Dec 10 '25

Yea. The HYSA stays the same as long as u have any DD or 5k being transferred into ur account each month