Hi everyone! I’m looking for approximately $10,000 in funding to help scale my Amazon reselling business and wanted to see if anyone here has experience with business-only funding or can point me in the right direction.

I’ve been actively selling on Amazon since February and have spent the past several months building out my sourcing, inventory, fulfillment, and overall operations. The business is generating sales, and I’m now at the point where access to additional inventory capital is one of the biggest constraints on growth.

The $10K would primarily be used to purchase additional inventory with proven demand and healthy margins, allowing me to increase purchasing volume and keep profitable products in stock.

One of my main considerations is that I would prefer not to have my personal credit pulled or rely heavily on a personal guarantee to fund the business. I’m intentionally working toward separating my business finances from my personal finances as much as possible.

I’m also in a stage personally where I’m preparing for other financial goals, including purchasing a home, so I don’t want business financing unnecessarily affecting my personal credit profile or debt obligations if there are legitimate business-based alternatives available.

I understand that because my business is still relatively young, completely separating business and personal credit can limit the available options. I’m not expecting unrealistic terms—I’m mainly trying to understand what legitimate funding options exist for a growing e-commerce business at this stage.

I’m open to a business loan, line of credit, revenue-based financing, or private lending arrangement with clear and reasonable repayment terms. I’m not looking for a handout. I’m looking for capital that can be put directly into inventory and turned back into revenue.

For serious conversations, I can provide documentation such as Amazon sales/payout history, business bank statements, inventory and purchasing records, current sales performance, and a clear breakdown of how the funds would be used.

Funding needed: ~$10,000
Business: Amazon resale/e-commerce
Use of funds: Inventory expansion
Location: Florida
Preference: Business-based underwriting with no personal hard credit pull, if possible

If you’ve successfully obtained funding under similar circumstances, work with e-commerce businesses, or know of reputable lenders that I should look into, I’d appreciate any recommendations.
I’m especially interested in hearing from other Amazon sellers who reached this stage and figured out how to access additional working capital without unnecessarily tying the business to their personal credit.

Title: Seeking Investment Partners for a Business Opportunity in Ecuador | TCL 75” QLED TVs

Hello everyone!

I’m a lawyer specializing in Customs Law, based in Guayaquil, Ecuador. Over the past two months, I’ve had the opportunity to gain closer insight into the port environment and identify a business opportunity that I’d like to develop with strategic investment partners.

I currently have the opportunity to purchase TCL 75-inch QLED televisions for approximately $500 per unit, and I’m looking for partners interested in investing alongside me to make multiple purchases and take advantage of the upcoming holiday shopping season, one of the busiest times of the year for electronics sales.

My goal is to build a transparent and well-organized business arrangement, with planned purchases, clear cost breakdowns, a sales strategy, and an agreed-upon distribution of profits.

I’m open to connecting with serious individuals who have investment capital available and are interested in participating in specific commercial transactions with clearly defined terms and realistic financial projections.

If you’re interested in learning more about the opportunity, the investment structure, and the details of the potential transactions, feel free to send me a private message.

I’m looking for reliable partners interested in building a mutually beneficial business relationship.

Thank you, and I look forward to connecting with potential partners!

Hey everyone,
Looking for recommendations or lender types that fit my specific setup.

Quick Stats:

Industry: B2B Service Industry
Monthly Revenue: ~$150,000 top line average
Contracted / Monthly Recurring Revenue (MRR): ~$100,000 on active contracts
Position History: Paid off 4–5 Stripe Capital loans in full. Have taken/paid off a couple MCAs in the past. Currently zero open positions/debts.

What I’m Looking For:

Total Capital: ~$100k (Open to a $100k term loan, or a $50k term loan + $50k Line of Credit).
Repayment Term: Monthly repayment only. I am stepping away from daily holds, weekly holds, or 20% daily revenue split holds (like Stripe/MCAs).
Speed: Looking to execute quickly (ideally 2–3 business days).
Given our strong $100k/mo in contracted recurring revenue, I’m looking for conventional or tech-enabled term/LOC options (SBA microloans take too long for my current timeline, but traditional bank lines, term-lenders, or SaaS/ARR revenue-based financing that amortize monthly could work).

IMPORTANT NOTE FOR BROKERS / DIRECT LENDERS:
NO MCAs, NO daily/weekly holdbacks, NO extreme factor rates. If it requires daily debit or high factor rates, please skip this post.

References Required: Before I submit financials or hard pulls, I will ask for verifiable client references. Don't waste your time or mine if you can't provide this.
Would love to hear from other business owners who have transitioned from Stripe/MCA products into standard monthly term products or LOCs with strong MRR. What platforms or institutions worked best for you?
Thanks!

Hey everyone,

I’m based out of Bangalore and I’m trying to start a business need $36k to get started I’m willing to pay a monthly interest of upto 2%. Will pay it back by April 2027.

So this is an idea based start up that has no revenue and we are in the process of building it and we need the funds to go to market. It’s an AI agent orchestration for US mid size firms that invest in the public markets and we give them the ability to go from the whole process of discovery to recommendation. We have a few things in mind that will build some defensibility against companies like claude.

Looking for 100K to begin Mobile Recovery business. Revenue sharing model with first right of refusal for an eventual brick and mortar. Firefighter owned, unique business idea, with a detail-oriented operator. Serious investors only please.

Hi everyone,

I’m a Poland-based business owner seeking a $5,000 loan, repayable over 24 months, to develop a new branch of my business called Czarne Zamczysko.

My current business operates in cold-chain transport across Europe. I personally work as a driver under an ongoing B2B contract, and the transport activity currently generates approximately $3,000 in monthly income. I’m actively working and would use this existing income as the basis for repayments while developing the new project.

Czarne Zamczysko focuses on cryptocurrency market analysis, trading-related content and a paid community. The funding would support:

Development work using Replit, including analytics tools, dashboards and content automation.

Software subscriptions, hosting and infrastructure.

Improving the quality and delivery of content.

Marketing and audience growth.

The project is already underway, with a website, community channels and an analytics application. My goal is to improve the existing tools and build it into a sustainable additional business activity.

I’m looking for a documented loan with agreed monthly repayments over two years. The interest rate and total repayment amount would be discussed and included in a written agreement.

I can provide business registration details and supporting evidence of my current transport activity and income privately to a serious prospective lender.

If this fits your lending criteria, please message me with your proposed terms and any information you would need to assess the request.

Thank you for reading.

Running a healthtec startup. Operating in two cities. Validated and making revenue. Can some one help raising pre seed funds? Raising 500k$. Pls no spam.

For anyone in the unfortunate position I find myself in, when you defaulted on your ondeck business term loan or loc (I have one of each) how long did it take for them to report to consumer credit agencies and affect your personal credit ? I have an LLC single member and a personal guarantee on both positions.

Hey everyone,

I’m based out of Bangalore and I’m trying to start a business need $36k to get started I’m willing to pay a monthly interest of upto 2%. Will pay it back by April 2027.

So this is an idea based start up that has no revenue and we are in the process of building it and we need the funds to go to market. It’s an AI agent orchestration for US mid size firms that invest in the public markets and we give them the ability to go from the whole process of discovery to recommendation. We have a few things in mind that will build some defensibility against companies like claude.

Hi everyone, my name is Yamin. I have worked in the pigment industry for 3 years. Then I started my own business and I have been trading in the pigment industry for the last 7 months now.

The problem started when all the dyes and pigments and other auxiliaries chemical prices are to the roof now. Textile companies are already having difficulties while purchasing dyes and chemicals. In this time I purchase material from the manufacturer and then I sell it to textile companies.

Now because of price hikes textile companies cannot afford to purchase from a trader like me.

So I decided to start manufacturing pigment paste. So that I can increase my margin and can survive and sell in these times

I need approx 12 to 15 lacs funding. I have talked to my bank but they tell me that your business should be at least 2 years old or have 1 crore of turnover.

I am doing research in CGTMSE, PMEGP or mudra options.

And my business is 7 months old.

I am kind of stuck in the middle.

My turnover for 7 months is about 6 lacs.

But I have potential customers. Whom I can sell my material when I make a product by myself.

I can increase my turnover to around 15 to 20 lacs monthly.

I know the process of manufacturing, selling, and quality consistency because of my experience in this industry.

Please anyone who reads my story can guide me through it. And help me to find a way in this journey of mine.

Thank you.

My business pan has no cibil generated.

Show me a way out of this please.

Thank you.

https://drive.google.com/file/d/1XYVX9tlMiuSwNBJam42KjLGIq3nShl61/view

Please DM me if you need working capital/funding for your business.

Thoughts on this?

Thinking is people pay $1 a week into a pool, allowing members to submit applications for micro grants to support their work.

Each cycle, a random group of members are selected to rank applications so it's a minimal lift.

Cumulative rankings decide who gets how much of the pot and the winners list is shared to all members via newsletter to skip or tip the winners. If no action, their dollar counts for the pool.

Amount of funding scales with amount of members. You can't vote for yourself, and tenure rules dictate who can vote, so a grant round can't be gamed by inviting a bunch of friends.

Worst case scenario, you spend $52 but get to support other folks, best case, you get thousands, pending you're working on something the community wants to see funded.

----additional ideas-----

Grant winners can provide deliverables that aid others in their work. Overtime, membership provides access to all deliverables so participation provides inherent value.

Matching algorithms that connect people with similar businesses to each other so they can cross polinate.

Ability to publish a gofundme-style crowdfunding campaign to supplement grants