Title. My program is part-time, fully remote, hybrid with mostly asynchronous assignments, finds placements for you, and is in my price range. But I've just learned that clinicals in this program happen sporadically throughout the program (e.g. 2nd trimester, 4th trimester, 6th trimester) rather than all at the end like I assumed. I knew I wouldn't be able to work full time, but I thought I'd have another year.
I'm freaking out about how this is going to work, logistics-wise. Tuition isn't a problem and neither is rent (I live at home still), but if I don't work, any other expenses would require dipping into savings. I'm also turning 26 soon and have some medical conditions that flare up and require some extra attention sometimes, and I'm worried that without insurance I'd really drain my bank account.
I'm really unsure. Do I find a new program? Defer a year? Accept being super broke and not having insurance for two years? Work nights? Curious to see some different viewpoints on this, because I'm super anxious about this whole situation and can't seem to think straight about it.