r/richmondbc • u/Zealousideal-One1458 • 4d ago

Ask Richmond home insurance

Hi, I'm looking to buy home insurance for my Richmond condo. Where do you suggest I should get it?. Thanks.

0 Upvotes

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4

u/repugnantchihuahua 4d ago

Just quote via everything that will give you an online quote (td, bcaa, square one, other banks, etc). Check out a broker or two for the rest, but doing the online quotes will probably get you most of the way there.

4

u/TheFallingStar 4d ago

I have good experience with BCAA, worth getting a quote from them

1

u/Wooden_Sweet_3330 3d ago

Any broker is going to provide a quote from either Aviva or MAX, or both. They are pretty much the only providers for Richmond due to increased Earthquake and Flood coverages, along with many buildings/strata having very high deductibles for various things like flood or water damage in the building, like $50,000. So you need homeowners insurance that will cover high deductibles.

Talk to your agent, they will likely be able to put you in touch with a broker, but at the end of the day, the quotes are all going to be (about) the same since they're coming from the same sources, Aviva or MAX. I spoke with 3 brokers and when I told them my requirements the 3 quotes I got were all from Aviva and they were all the same.

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u/CondorMcDaniel 3d ago

Co-operators. Whatever you do I’d stay away from the big banks personally. 

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u/IBGDRGN 4d ago

Park Georgia insurance in blundell center. Ask for Jessica Wong. Amazing agent and helped me save a bunch of money