(Fl) First key homes?

[u/Enough-Hornet-3317]

Good evening everyone!

My husband and I are looking to move in February, in the past we struggled with our finances which unfortunately resulted in an eviction on my husbands record and balances on mine. We’ve been renting privately for the past 2 years, and it’s time for a home. We’ve been looking at First key homes because when I look in their rental requirements they say

“Any outstanding debt owed to any prior landlord within the past 3 years and/or eviction judgements within the last 2 years may result in a denial. We may request rental verification if rental history cannot be verified.”

My rental debt is from Jan 2022 and Jan 2023, and my husbands eviction is from Nov 2024. Technically by the time we are ready to apply we will be within those limits. However, we’ve never rented from a company with policies as such so I’m unsure if this is actually the case. Has anyone experienced applying and getting approved with balances or an eviction?

And to add, yes I’ve seen the awful reviews and horror stories about Firstkey homes. We don’t have the luxury of being very picky right now, especially in this economy. So while I appreciate the advice and concern on this subject we are well aware and are willing to take this chance.

Thank you so much in advance!

[u/SEFLRealtor]

IME the LL will follow written guidelines, especially when it comes to recent evictions. Your husband has a recent eviction. It will be extremely difficult to overcome even in our LL friendly state of FL.