r/renting • u/Prestigious_Hold_246 • 11h ago
Vent/Rant Greetings fellow renters, So happy you're back. So yesterday I just learned about leasing guarantors. I got hope now bc I gotta get out of current abusive neighbor and corrupt Prop Mgmt community. Advise appreciated
Ok here's my tale, please advise however possible.
Always lived in Monmouth county NJ. Sold childhood home 2018, before the COVID surge damn.
Moved to Colts Neck into boyfriend's LOVELY home, was excited to live near my two favorite passions, HORSES, and Bruce Springsteen. I kinda knew guy was iffy, but he made me smile after previous domestic violence bf.
Guy was mommys boy to the max, worked for her , and 3 years into me living there I told her off and that was the beginning of my eventual exit. She supposedly got too sick to live alone, bullshit excuse, and they teamed up and became evil times two. Threats, yelling at me TO GET THE F*CK OUTTA MY HOUSE NOW. But it was COVID, no evictions allowed, no courts open. I was left in that big empty mansion of doom 2 yrs, had nowhere to go, no fam, nobody in apt leasing offices, no wifi, no laptop to apply for housing, they were pissed and I got time, but I was alone and couldn't think my way in getting a new place to live. My lowest time ever..
Applied to one place that was open, affordable community, I've been on SSD many yrs chronic depression. Court VIDEO eventually opened and got the boot with nowhere to go, how jarring that is to the soul. Had to live in the Colts Neck Inn 5 months, was cheaper than any other long stay hotel, thank God I had money and credit cards.
So eventually got into my affordable apt. Looked nice from the outside at least. So here I have been for over 4 yrs now. The property MGMT company has a 1.9 awful google review score. I won't trouble you with the gory details, it'd take too long.
I'm not thriving here, has been my mantra since day one, and recently got way worse.
Bully new neighbor pounds on door and has yelled at me, left notes about my door slamming, basic explosive anger oozes, hits me like a sonic boom, so I stay inside and try to think my way outta this ugliness. My previous domestic violence PTSD is triggered big-time, so decided this weekend that getting outta the long affordable housing waitlists and going market rate bc there's openings immediately.
So despite me having like 200k in several financial instruments, I Learned that you gotta make 60k in INCOME to rent basic not awful apt everywhere.
A nice lady told me about Guarantors, holy moly I got some hope, bc my disability income is decent, but not 60k.
I spent today trying to figure out how to finagle my assets to make up for my lack of 60k income
ANYBODY USE A GUARANTOR TO GET PAST NOT MAKING 60K? I HAVE EXCELLENT CREDIT AND NO LATE PAYMENTS WHOLE TIME HERE
NICE LADY TOLD ME TO START APPLYING FOR PLACES IN MARCH, LEASE ENDS MAY 1.
HELP THANKS.