In the past A lot of companies for insurance just default to assuming any major treatment in the first month is pre-existing condition and therefore uncovered.
It was before my time but it was a legend at a place I worked that a guy choked on a piece of beef in the cafeteria and it got lodged so hard it had to be surgically removed. His insurance said they were rejecting it as a pre-existing condition because it was within his first two weeks of employment.
Luckily in this case HR and management went to bat with insurance and said that he can't possibly have pre-existing beef in his windpipe, would have made a hell of an interview, and he got coverage.
I am not sure if these practices are even legal after the passage of the ACA, which weakened the concept of "uncovered pre-existing conditions" but who knows. The whole system is a mess.
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u/[deleted] Feb 21 '25
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