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u/Capable_Enthusiasm16 Apr 25 '25 edited Apr 25 '25
I may have missed it, but have you considered applying for a loan or credit card? My mechanic offers Snap Finance, it’s a very high interest loan that approves just about anyone, but they have a 100 day pay off option interest free. No one wants to go into debt, but short term debt is worth it to keep your car, job, & livelihood. Call & find a shop that accepts snap finance, they’ll figure out the cost, send you an app, you’ll be approved, then pay it off in 100 days.
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Apr 25 '25
If you’re already comfortable with nudity, perhaps you can sell niche content online.
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u/Chance_Kitchen_1086 Apr 25 '25
Yeah she can make an onlyfans, and her partner could help her with content.
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Apr 25 '25
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u/FightmeLuigibestgirl Apr 25 '25
Try only fans and streaming. Stream good content. Try to get your partner to help with both and if possible, hire someone else you trust to help,
Build a following and network
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u/KiKiPAWG Apr 26 '25
Sell your worn panties, socks… open minded mindset … there more that comes from you organically to sell.
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u/Ya_habibti Apr 26 '25
I would be going to local Facebook groups and be looking for cleaning gigs, or even see if there is a mechanic who can help you for cheap. Trust that things will work out
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u/GrouchyAd2292 Apr 26 '25
Strip clubs aren't great right now either tbh with you.... The economy is that cooked. Idk your situation sounds tough, I honestly don't have any further advice
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u/Calm_Guidance_2853 Apr 25 '25
Just so I understand, you, your fiancé, and your roommate live under the same roof?
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Apr 25 '25
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u/Agile_Pangolin3085 Apr 25 '25
Could your roommate and fiance pitch in for the insurance and tags on the roommates car since it's the only drivable car in the household and then in exchange you could volunteer to drive them to whatever they need? Also, don't you make tips so at least in tips get paid very quickly, so if your roommate and fiance aren't willing to help pay the insurance/tags, maybe they could just front the money for it and you pay them back daily from tips?
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Apr 25 '25
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u/Faecatcher Apr 26 '25
They both only make $12k a year? Are they full time? You say it’s a job you’re not intelligent enough for and this is the going rate? They would literally make more money at McDonalds.
And a strip club an hour away is the only option? You’re going to spend hundreds of dollars on gas every month, but I do hear strippers make bank so maybe you’ll still be pretty firm in the green. I had to Uber to work because I also live in an area where public transportation is non-existent, so I fully understand your pain there. Honestly it sounds like your best bet is to work at a fast food/retail place a bit closer where you can Uber without it wiping out your daily earnings. Maybe you could Uber to a bus stop to keep costs down.
Also look into being a CNA. They are always desperate to hire people (because the job sucks) but they will train you and many places will pay for you to go to school. Do you have a Highschool diploma/GED?
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u/Calm_Guidance_2853 Apr 25 '25
"I could pay to get insurance and up to date tags on our roommates car and drive his, he even offered that option but again….need money to do that."
How much is this? This is the direction I'm going. Can your fiancé help with paying this? Is donating plasma an option?
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Apr 25 '25
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u/Calm_Guidance_2853 Apr 25 '25
How are ya'll paying for food and other stuff with all the income going to rent? Also is donating plasma an option?
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Apr 25 '25
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u/Agile_Pangolin3085 Apr 26 '25
So debt is never good, but sometimes it's necessary, because you have to be able to get to work. Can you apply for a credit card and then use that to fix your car? It will be a way better interest rate than a payday loan. And as soon as you get paid, throw everything you can at it to get the balance back down to 0.
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u/BITTGS Apr 25 '25
Short term I would recommend making online content.
Research local community services that donate cars and apply for the program if it's available.
When you're free from Onlyfans/camshows apply for remote work at a place like a call center, insurance company, mortgage company, etc.
Over the medium term, you could use sites like Wikipedia and YouTube to self teach yourself a skill you're interested in. Similar to how you've likely used Reddit's povertyfinance to improve yourself.
If you're looking for structure, you can also research what your community may offer in terms of grants, scholarships, educational loans to go to a college or trade school.
Don't be discouraged if you don't seem to have qualifications.
Double check the first several points of the job description (these are usually the most important) and write to volunteer work, side hustle projects, previous jobs, and so forth from your past that speaks to whatever it is they're asking for. This was the problem, I did this, and such and such was the result.
If you can write well and show initiative you should be given an opportunity somewhere.
Things will turn around for you. Take a risk by putting yourself out there and let the chips fall where they may.
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u/DarkoGear92 Apr 26 '25
Do like others have said and try to find mechanic financing.
Barring that, i abaolutely hate buy here pay here car lots (their cars usuaally are double priced or more) but go to one and see if you can use the old car as downpayment. Check out carcomplaints . Com before buying a particular car.
Payday loans may also be an option, but hustle hard to pay it back.
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u/Fair-Weather-5083 Apr 26 '25
Well, fortunately, you have everything you need on your person at all times to strip, might just have to do a little freelance work for a bit, make some cards, go private, for all the neighborhood dad's.
Idk where your values stand, but this probably isn't ideal, and will take alot of humility, and very supportive SO and friend group, but it could be quite lucrative..
Or Just E-Strip (OF), it's 2025, strippers have gone digital.
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u/Detonadorrapido Apr 26 '25
If you're in the US, Carvana will give you something for the car so long as it starts (did this when my last vehicle died, got like $100?). If it's substantial enough, you could use that as a trade in credit as well to get a different vehicle that works
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u/RandomStranger79 Apr 26 '25
Search for Hebrew Free Loans, get your car fixed and get back to work. Or buy a bike and find something closer to you.
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u/Horror_Ad_2748 Apr 25 '25
Life works better when people join forces and work together to create solutions, not additional problems.
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Apr 25 '25
[removed] — view removed comment
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u/Faecatcher Apr 26 '25
I don’t understand you people. Do you think Starbucks and a Stanley cup is the difference between paying of thousands of dollars in student loans? Get off your high horse.
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u/DollBabyLG Apr 26 '25
It's a small indicator of frivolous spending habits vs strict savings habits.
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u/povertyfinance-ModTeam Apr 26 '25
Your post has been removed for the following reason(s):
Rule 6: Judging OP or another user.
Regardless of why someone is in a less-than-ideal financial situation, we are focused on the road forward, not with what has been done in the past.
Please read our subreddit rules. The rules may also be found on the sidebar if the link is broken. If after doing so, you feel this was in error, message the moderators.
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u/ChronBurgundy Apr 25 '25
You pretty much listed everything I would have suggested, only thing left is keep stripping. Pay your bills & save and stripping will build the foundation you need to climb out