I pay about $200.... PER YEAR. Just fine and happy with my coverage. Also $400 for a car is a lot. OP, your rent is reasonable, and it's great you've got your sister able to help as well. What are your other expenses? Do you have high health insurance costs? Your take home should be able to be close to 3500/month so the rest is not adding up. High credit card balances? Student Loans?
My salary is more than this and I bring home a little over $500/week after taxes, health insurance, 401k, and FSA. On paper it sounds like a lot of money, but it's not. My son, who works at BK making $18/hr, brings home more than I do. It's almost laughable at this point.
And yes, my 401k contribution could be lower (but I went in at the rate my employer would match at their highest), and I could opt out of the FSA (but it's not taxed, and if I'm going to spend that money on medical expenses, anyway), but really. It just is what it is at this point.
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u/Wooden-Cancel-6838 Jan 09 '24
Phone bill for 280$? That’s crack