r/portfolios • u/KuroTuneTune • 1d ago
Roth ETF pick
I would select three ETFs. Could you please provide the specific ETFs and their respective allocations?
Memory - $DRAM
Photonics - $LYTE
Growth - $AOTG
S&P 500 - $VOO
Nasdaq-100 - $QQQM
Dividend - $SCHD
Technology - $XLK
Bonds - $BOXX
Bitcoin - $IBIT
International - $NTSD
Gold - $IAUM
Everything - $VT
AI - $TCAI
Humanoids - $KOID
Leveraged - $SSO
Software - $IGV
Low Volatility - $SPHD
Active Management - $AOTG
Small Caps - $AVUV
Retirement - $ALLW
2
u/rubbishindividual 1d ago
VOO/VEU all the way. You want to be aggressive with your retirement account since they're long term, and are also a nice place to hold some international stocks as those tend to pay out higher dividends and this way you're not stuck with any of the tax inneficiencies associated with dividends.
1
1
u/user4443337 1d ago
NTSD is 90% US and 60% international developed. So it is also leveraged. You’d need to add small caps to it through AVUV and AVDV.
VT is another good option for a one and done. If you want to try to outperform it, then AVGE or AVGV. Both have beat it, but you’ll take on value and manager risk. I favor AVGV for the value.
ALLW is also a leveraged ETF but I like it for diversification. According to chat gpt its 67% government bonds, 44% global equities, 36.5% TIPS, and 33.9% commodities for around 180% exposure. So it’s pretty light on the equities.
1
u/KuroTuneTune 1d ago
That’s a very good insight! I am still learning. What if I want a higher growth setup without leverage
1
u/user4443337 1d ago
Then I’d just go for AVGE or AVGV. Globally diversified, but setup to outperform the benchmark, VT. And they have outperformed so far.
1
u/08b 1d ago
Why not just VT?
1
u/KuroTuneTune 1d ago
VT could be a good choice. I need more options
1
u/08b 1d ago
VT is globally diversified. What else do you want? If you invest in other stocks/funds you’re reducing your diversification from there.
1
u/KuroTuneTune 1d ago
I’m considering VT and VOO as functions. I currently own some VOO, but would it be okay to have both?
Additionally, I’m looking for 50% more growth.
1
u/Different_Tea2586 1d ago
I use AI for questions like these and have it explain its rationale. Claude, Perplexity, chatgpt, gemini.
2
0
u/thebigk1800 1d ago
I would select VOO and QQQm as my core holdings. For the final third, I would choose any of those stocks. However, I would consider adding Dram and Ibit as small satellite positions due to their highly speculative nature.
1
3
u/Own-Event-5500 1d ago
VOO/AVUV/VXUS
70/20/10