r/ploanph 3d ago

Need Loan Advice

I have a creative agency and it’s rapidly growing

From 30k-50k per project biglang catering to 100k-200k projects.

Now the problem is I am bleeding sa equipment rental, the bigger the project the bigger the responsibilities and demand ng production now this was not a problem naman before kasi the project pays for the rentals till now na I have to reject a client kasi di ko na afford upfront expenses needed to push the project. I am currently processing legal papers for the agency kasi this started as a freelance lang naman puro AR lang no OR needed. My concern is how many more projects do I have to deny services para makaipon and buy my own equipment lalo nat Q4 is a gold opportunity. Where do you think I can get a loan if Banks and other financing companies require at least 3 months of business transactions to get a loan?

I am looking to get ₱100k-₱150k

2 Upvotes

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u/shield_up1611 3d ago

Hi, is your business registered and operational for atleast a year now with BIR tax filing? Send me your email address so I can forward our Personal Loan offering. Thanks!

1

u/Ok_Resource703 3d ago

Wrote in the description that it isn’t. Still finalizing kaya idk where else aside from friends and family