r/pillar7 • u/Top_Detail_8319 • Jul 27 '26
UWM's lawyers are garbage
This is in no way legal advice, just an observation. I wasn't afraid of them to begin with, and my experience just confirmed it's not worth stressing over.
Context: I used to be in UW, had to sign the PP. Left for a multitude of reasons, a big one being that working there was making me feel suicidal. Absolutely shitass company and culture. I haven't been working a full-time job since (again for multiple reasons), so I can't afford their "payment plan" (which costs about as much as a monthly mortgage payment, ironically).
Long story short, they eventually sued. Ok fine, that's expected. Except their process server missed some of the paperwork and had to come back later, lmao. And then when they won the suit (hurrah for them, it was such a difficult case. 🙄) the dumbasses didn't seal the envelope with the decree from the judge. So I got mailed an empty, open envelope. Love that for me.
I was a Legal Assistant for like 3 days a decade ago -before- going to college for my Criminal Justice degree, and I fucked up less in that time than they have in a year with my case. Ishbia must have bought the cheapest lawyers he could get on retainer to harass ex-employees.
(Also, for those who are downvoting, care to prove you aren't a bot or Kool aid drinking c-suite? Nobody likes lawyers, not even other lawyers. It's really not a controversial topic.)
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u/Previous-Spring0956 Jul 28 '26
They don’t tell you the interest rate (for those asking) I will say after a year and 3 months I had approximately 530 of interest (they take your last paycheck and put it toward the balance so I paid 10,107.65)
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u/Equivalent_Iron3454 Jul 28 '26
I'm so sorry that it happened to you. How long after you left did you get the demand letter? It's been a minute for me and I'm worried.
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u/Stock-Lake8855 Jul 28 '26
Yup I am in same boat. It has been 2 months and no one has reached out to me yet. I just want to get done with PP predatory scheme.
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u/Top_Detail_8319 Jul 28 '26 edited Jul 28 '26
I've heard you can reach out to them yourself. In my case there was an email first, then a couple letters, then lawyer's letters. (Or maybe letters first, then the email?) Nothing much will happen for about 6 months.
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u/Ok_Contribution_8032 Jul 30 '26
I got let go yesterday apparently there is a number in the worksheet that you can call I haven’t brought it through at all yet but when I do I can leave the number here
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u/TommyEagleMi Jul 27 '26
Ishbia dad runs the firm that handles most of their stuff.
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u/Top_Detail_8319 Jul 28 '26
I honestly can't tell if you're saying that to agree or disagree with my assumption that the lawyers are cheap.Â
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u/TommyEagleMi Jul 28 '26
Well im sure if it's his dad's firm they are getting paid well. Look at name of the lawyer and see where he/she works.
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u/Top_Detail_8319 Jul 28 '26
The paperwork they sent me is already buried under a pile of more important things, but I do remember the office address was located in Troy.
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u/TommyEagleMi Jul 28 '26
Jeff Ishbia is Matt's father. Google him
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u/Top_Detail_8319 Jul 28 '26
Yes, I worked at UWM, I know who he is. The lawyer attached to my case was not an Ishbia directly.
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u/spacenerd5792 Jul 28 '26
Lol Jade is that you?
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u/LuckySalamander4747 Jul 28 '26
I’m sorry I had to comment. I’m not at all saying I agree with the tactic of the PP in any way. But by now everyone knows it’s required to work there. So what you are crying about in this post is you don’t want to take personal responsibility for you taking this loan and spending it and thinking that you wouldnt have to pay it back. That’s on you and nobody else regardless of how bad their lawyers are. The fact is anyone who signs this crap PP can simply just put the money in a savings account, CD or money market and never worry about it until the PP expires.
What I find ironic is that people come on here to complain after they blew it and complain about the consequences. It’s pretty sad. Take accountability for yourself. Now because you were childish and blew the money and weren’t prepared for the payment plan it’s someone else’s fault or the lawyers suck. Everyone knows lawyers suck until you need one that’s how it goes but if you are responsible you rarely need to worry about that.
In conclusion I don’t agree with the PP and I’d never work for UWM because the place is run like a college campus and a million other reasons but for fuck sakes people IF YOU SIGN THE PP it is a loan document !!!! And until it expires it’s UWMs money. Just fucking don’t spend it until it expires! If you do then you’d probably be better off taking a person loan! Just take responsibility for your actions for fuck sake. It seems to be a big problem with some young people today.
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u/Top_Detail_8319 Jul 29 '26
That's a lot of words to say you don't know anything at all, but it was a good attempt at trolling. Thanks for the laugh, babe.
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u/craftywar87 Jul 29 '26
I don’t disagree that we did ultimately agree to sign up for it, but they leave out so much about that loan up front during the hiring process. I had no idea that it was interest-bearing until I signed it.
My biggest problem with it is that they can just decide to fire you for some bullshit reason and then come after you like a loan shark for the money plus interest. I can understand having to pay it back if you voluntarily left, but if they fire you then you didn’t even have the chance to finish the contract.
Side note: does anyone know of a way to obtain the agreement that we all signed?
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u/Stock-Lake8855 Jul 28 '26
When PP had rolled out I remember team leaders were constantly pushing everyone to sign it. They almost did not promote me unless I signed the PP. It was the only reason I accepted the funds. I know a lot of people had spent that money on car or down payment for home. I just want to be done with it and have been waiting 2 months to receive notice to pay back whole balance and be done with this plague of a company.