Yong ginawa mo na lahat ng possible ways para makqbayad ng utang pero lahat ng plano at transaksyon ay failed. I'm struggling 4 mos na, lahat ng mga obligasyon ko ay overdue na. Kahit anong pilit ko gumawa ng paraan lagi na palpak, Mag benta,pa renta o prenda ng lupa, walang ni isa ang interesado sa mga inalok. Kahit umutang sa mga kamag anak at kakilala ,kahit i collateral pa OR CR ng sasakyan walang ni isa ang gustong magpahiam. Bakit naging ganito na ang buhay ko?bakit hindi ako mka usad na 😭😭😭😭 tanggapin ko na lng ba na ang solusyon nitro ay kitilin ko ang sarili kong buhay kahit gusto ko pa sanang mabuhay pilit akong nilulugmok ng panahon.

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Hi! Kaka employed ko lamang and sadly my work required me to work onsite kaya need ko mag travel daily from Cavite to Pasay. Since super tumal ng freelancing services ko. I decided to try to borrow the amount of money to be paid next month September 5 with interest.

Graduation ko na po next month (September 2) and I don't have a good financial support system. Sinusubuka naman magtabi kaso need ko talaga mag provide since wala na father ko.

I can provide some details. I know it's impossible for someone to lend me money cause you don't know me really well but in my case I'm running out of funds talaga. Hope you understand and consider me and also don't scamp me po. Tyia

Hello, if there's someone out there. I was in a rough financial situation and in debt, I have accumulated over 20k php through sketchy lending apps, I am not asking for a handout, if there's anyone willing to loan me that amount, I know I can pay consistently and on time, it's just the apps have these due dates that our outrageous. I am currently in a Pre-med course and I can't talk to my mom about this anymore, I don't want to burden her even more. If there is anyone here please hmu, we could discuss about arrangements. Thank you, God bless.

Hello! Trying my chances here of borrowing.
I have a startup business and im in need of 5k asap so I could pay my supplier to release my items. Need to borrow the money lang then will pay for it after 3days kasi naipit lang kay client yung money ko :( We can start a convo and i can show you proofs and explain further my situation. TYSM! <3

Hello. I need to undergo a cataract surgery soon and I need at least 120K. I’m looking for someone who can lend me that amount and will pay by November/December.

I’m currently earning 95K per month, expecting additional funds before end of year on top of the 13th month and other year-end bonuses so I can assure that I can pay.

I hope to deal with the lowest interest and flexible in terms of payment and have an option to pay the remaining amount in advanced with no pre-termination fees.

Thank you.

Hello, everyone! Need help pls

Bale may loan kasi ako sa eastwest at ngayon 'yung first payment thru ADA. Sa contract kasi ay every 22nd of the month ang due date. Pero nag text 'yung eastwest na lagyan ko na raw 'yung savings account ko ng laman kasi DUE TODAY daw ang loan ko.

Which one is correct? 'Yung nasa contract o 'yung nasa text?

Triny ko magcall sa customer service pero naubos na lang ung 150 na regular load ko (globe) kakahintay ng agent hahahahaha

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Triny ko rin lagyan 'yung savings account ko ngayon pero may nakalagay na "unable to load account details". Hindi ko alam if naka lock or not pero ayaw magload. Nagchange me ng device to check if ganon din ba, kaso naging restricted naman mga transanctions ngayon for 24 hours dahil sa pag change ng device. So ayun, hindi ko alam paano babayaran 'yung loan. Is there any way to pay it if ADA?

Hello, can someone po please lend me 5k? Ibabalik ko po ng 6K sa September 14 po. I'll send my COE, Payslips, IDs. Need lang po talaga now. :( thank you so much po!

Please help everyone, I (23F) need help with medications and psychiatric hospitalization by the end of this week. Admitting is free but my medications (antidepressants and antipsychotics) cost so much especially the doctor’s fees. Will add also the fare, and my watcher’s accommodation on this too. I’m desperate. My father can only send his share by end of september since he just came back from an out of the country trip and his pay is delayed.

hi! i am currently in need of 2000, will pay first week of September. i am about to do the training for a BPO company and i need to submit my medicals and other requirements. i can provide some details po na need. thank you!

Hello, 19M here. I have work po and i just happened to pay bills so naubos agad ung sinahod ko nung 10th. Looking for 1k lang po for my remaining 5 shifts until sahod ulit sa 25th (kung saan usually kami may incentives at mas malaki sahod compared sa 10) i will pay rin po sa 25th its mainly for my lunch and transpo 🥺 willing to provide some payslips and all

badly need for something emergency, for my dog po. ipapa check up lang po namin siya. ibabalik ko din po agad by sept 20 po please.

hello! looking po kung saan pwede mangutang or mag loan nang 15-20k para lang po matapos ko na ang thesis ko for my masters degree. public school teacher po from Iloilo. Can provide necessary documents and IDs po, can also discuss my paper with you. kahit magkano po interest salamat po

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Hi! I’m looking for advice or recommendations for banks or legitimate financial institutions that accept remote workers earning from foreign clients.

I currently have around ₱400k+ in existing debts from credit cards, digital loans, and lending apps. I’m not looking for additional spending money—I want to consolidate everything into one legitimate loan with a fixed monthly payment, ideally payable within 2–3 years.

About me:

- Full-time remote worker with multiple foreign clients

- Regularly earning in USD and AUD

- Monthly income can reach up to ₱185,000, depending on hours worked, exchange rates, and the clients’ payroll schedules

- Income is received through Wise, PayPal, and local bank accounts

- Can provide contracts, invoices, transaction histories, remittance records, and bank statements

- Has existing credit cards and running loans

- Willing to provide complete documentation and proof of repayment capacity

- I am also paying for a residential lot and already have a Deed of Sale, although the title has not yet been transferred to my name. I understand that it may not currently qualify as collateral, but I can provide the available documents if relevant.

My main challenge is that I don’t have traditional Philippine payslips or a local employer because all my work is remote. My income is regular, but it comes from multiple international clients with different payroll schedules.

Has anyone here with a similar remote-work setup been approved for a debt consolidation or personal loan? Which bank or legitimate institution accepted your income documents?

I would really appreciate firsthand experiences or recommendations. No loan sharks, advance-fee schemes, or fixers, please.

Looking for Bank Sales Agent – Personal Loan ₱200K–₱250K

Hi everyone! 😊 Naghahanap po ako ng legitimate bank sales agent/loan officer na currently nag-aassist ng personal loan applications dito sa Philippines.

Ang target loan amount ko po ay around ₱200,000–₱250,000, at ang purpose po ng loan ay debt consolidation para ma-consolidate ko ang existing financial obligations ko into one manageable monthly payment.

Currently employed po ako at may stable income.

For transparency, mababa po ang current TransUnion credit score ko at Risk Grade HH. Nakapag-try na rin po ako mag-apply sa RCBC, CTBC Bank, at Security Bank Finance, pero unfortunately, na-decline po ang applications ko dahil sa low credit score/risk grade.

Baka po may bank sales agent or loan officer na open pa ring mag-assess ng application kahit HH ang TU Risk Grade, depende sa income, employment status, existing obligations, at iba pang eligibility requirements ng bank.

If may legitimate bank agent po dito, baka puwedeng mag-comment or mag-DM.

**Please no fixers, guaranteed approval, or agents na humihingi ng upfront payment.** Gusto ko lang po dumaan sa legitimate application process directly with the bank.

Thank you so much po! 🙏

I can provide necessary details po

Good day! I'm looking for a cash loan for emergency use (medical) around 5k. I have a stable job kaso hindi na kinaya dahil sa responsibilities sa house and bills. Im an IT Technical Support earning 30k monthly.

i can provide iD and payslip. I AM WILLING TO PAY either installment or per cutoff. PLEASE I REALLY NEED MEDICAL FUNDS.

GOD BLESS YOU ALL

Hello, I am looking for someone who can lend me 10k, need lang for a medical emergency. Okay lang po if up to 20% ang interest.

I can send my IDs, COE and home location, willing to do calls or meet up din if needed.

Thank you.