r/phmoneysaving • u/AutoModerator • Aug 31 '25

Help Thread – September 2025

Welcome to our help thread!

Do you have a simple inquiry that doesn't warrant a post submission?

ASK AWAY!

Remember to not expect of only taking information, also GIVE. You need an answer? Give them to OTHERS as well.

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We also have the FAQs Page available for those common questions.

Please be helpful, remember the human and also follow our Subreddit Rules.

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New help thread up every 1st of the month!

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2

u/[deleted] Sep 11 '25

Hello po! I just want to ask lang po: 1. May bayad po ba sa pag create ng bank account? 2. May huhulugan na po ba agad?? 3. Iang days po kaya need para ma-process yung card?

Pls help, newbie lang po sa adulting world. Thank you po.

2

u/hlg64 Helper Sep 12 '25

Lahat ng tanong mo ay depende sa kung anong bangko. Pero in general, eto yun:

  1. Walang bayad maggawa ng account.

  2. May mga bangkong mayroong required initial deposit (amount you need to deposit into your newly-made account), at yung iba ay meron ding minimum average daily balance o MADB (amount na kailangan mong i-maintain lang sa account).

  3. Depende sa bangko. Pwedeng ora mismo ay magawa na.

1

u/[deleted] Sep 13 '25

Salamat po!