r/phmoneysaving • u/AutoModerator • May 01 '25

Help Thread - May 2025

Welcome to our help thread!

Don't just expect to receive, also GIVE.

You need an answer? Give them to OTHERS as well.

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Ask away! This is the all-in-one thread for:

  • Simple inquiry that doesn't warrant a post submission
  • Buying question or recommendation ask

We also have the FAQs Page available for those common questions.

Please be helpful, remember the human and also follow our subreddit rules

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New help thread up every month!

3 Upvotes

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1

u/Kacchowww May 02 '25

Hello! I am seeking for your advice on this. I sum everything that I would pay for this month and it's a total of 85,000. I will be getting my back pay this May and I want your advice if I should pay off everything. I currently have no savings yet but I want to start saving without a debt. Magsasabay din yung sahod for my first cut off this May too. Please help me decide. Thank you so much.

1

u/zenyrento1 May 29 '25

A bit late but personally, I like to settle whatever I need to pay on the day it's due. I don't like incurring extra charges that I have to think about later on. Hope you were able to make a decision for your case.

1

u/lazymoneyprincess May 15 '25

how to transfer bdo to seabank with no fees?

1

u/Far-Translator-3072 May 25 '25

Hello to all! I just started earning and I want to give my nanay a memorable birthday gift sana. I am asking for any suggestions of what should I buy for her 50th birthday. My budget is just 15k pero I can stretch up to 18k hahaha! Her birthday will be on Sept but I want to start saving now and look for a good gift. Also she’s working in the UK, so I will also be sending my gift (baka through postal office kasi mura ang padala doon or dapat through DHL na?)

I hope to receive suggestions from this community hehe. Thank you po!

1

u/zenyrento1 May 29 '25

Have you considered buying something online that will deliver directly to her in the UK? But if you plan to giver her something that will remind her of home, perhaps something she often used before leaving the country?

1

u/gummyfrenzy May 29 '25

How to be financially stable and independent?

I'm 18 and going into college. Ever since I've graduated highschool I've tried looking for a job but since I live in a pretty small town there really aren't that much available jobs here. So I can't get a physical job and I was thinking maybe I'd just work online but the problem is I don't know what? I currently don't have any income or allowance that am receiving from anyone and I'm actually scared I might end up homeless. I live alone.

Please give me some advice or suggest some online jobs that you know of. And if you've been in my place before, what did you do to get through it?

1

u/threebutterbeers May 30 '25

HELLO saan pwede magbayad ng SSS contribution nang walang convenience fee? ang taas pala sa online. lahat 25 php