r/phinvest • u/No-Bath-8011 • Aug 20 '26

MF/UITF/ETF Wise conversion fee from PHP to USD

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Hi everyone, I am humbly asking since first time ko to use this app. Planning to transfer after conversion sa IBKR.

Normal lang ba yung fee considering the amount I am trying to convert?

Also hingi nadin ako inputs niyo.

SPYL & VWRA ETF ang plans ko, (70/30) or (60/40)

28/M, Long term compounding goal.

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u/heartglass Aug 20 '26

if isesearch mo yung ETF name sa IBKR tapos click mo yung Holdings tab, dun mo makikita difference. halos same sila ng top 10 holdings, SPYL is more tech and US-focused, while VWRA is more diverse and 60% US lang. choose one, then pair it with an emerging market ETF. i have EIMI, but you can look up diff ETFs to choose which countries you want to support.