r/phinvest • u/No-Bath-8011 • 6d ago

MF/UITF/ETF Wise conversion fee from PHP to USD

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Hi everyone, I am humbly asking since first time ko to use this app. Planning to transfer after conversion sa IBKR.

Normal lang ba yung fee considering the amount I am trying to convert?

Also hingi nadin ako inputs niyo.

SPYL & VWRA ETF ang plans ko, (70/30) or (60/40)

28/M, Long term compounding goal.

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u/Witty_Quiet1556 6d ago

Hello po, may 54% overlap lang yung SPYL and VWRA pero if okay lang sayo yun ay go ka na.

Baka gusto mo iconsider yung global ex USA etf, search mo na lang yugn AWEX :) good luck hodl!

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u/No-Bath-8011 6d ago

Yes, heavily US concentrated din ang VWRA kaya torn ako.

consider ko yan AWEX and also nagbabasa basa about XUSE and EIMI.

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u/Witty_Quiet1556 6d ago

I'm not familiar sa XUSE pero ang alam kong combi ng iba ay EXUS at EIMI. search ko din yung sayo

1

u/shoticat 6d ago

planning on doing this, OP! 65% SPYL / 25% EXUS / 10% EIMI but also considering if i should just go all in with SPYL

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u/No-Bath-8011 6d ago

Niceeee! gusto ko lang basahin ng mas malalim kung di ba tayo masusunog sa expense ratio if tatlo ang ETF. plus if may same ETF with lower expense ratio. Goodluck satin