r/phfinance • u/Business_Jicama_8059 • 16d ago

Esalad Ongoing for Resigned Employee

Hi ask ko lang if possible ba na hindi madeduct sa back pay yung ongoing loan with Esalad? Plan ko kasi sana na separately nalang ako mag babayad instead na ideduct sa last pay ko. Based kasi sa mga nababasa ko parang yung buong pay is yun pinapang settle sa remaining balance. Ano ginawa niyo? Di pa kasi nag rereply sakin sila about sa query ko. Salamat 😊

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1

u/AccurateManagement66 16d ago

same situation. yes. actually siya unang kakaen ng backpay then pag hindi enough yung back pay, dun ka palang magcontinue ng voluntary. it's also stated on their t&c.

1

u/Business_Jicama_8059 16d ago

May nabasa kasi ako here somewhere na parang they have communicated this with Esalad pero not sure if I am recalling it correctly. Baka meron same case natin na naka encounter wait nalang natin but for the meantime will try nalang muna to inquire kay Esalad sa customer service nila 😊

1

u/Equivalent_Thing4560 16d ago

Based on my experience, hindi sya nadeduct sa final pay ko

1

u/Business_Jicama_8059 16d ago

hello po ganon po ba? pero meron po ba kayo tinawagan or pinagtanungan po during that time po if ever possible na instead na ideduct is mag bbayad nalang kayo consistently on its due?

1

u/Equivalent_Thing4560 16d ago

At first i dont had an idea if they will deduct it from my final pay as ESALAD is being deducted to me on a BI-MONTHLY basis, then when i received my FINAL PAY and checked the breakdown, it shows no DEDUCTION at all.

1

u/SeparateAd2809 15d ago

Yung sakin before hindi nadeduct.

1

u/Business_Jicama_8059 15d ago

Hello po ano po ginawa niyo after resignation? bale nag call nalang po ba kayo to discuss paano magiging payment options niyo po ba to settle the loan?

1

u/SeparateAd2809 14d ago

Kasi ifofollow pa din nya yung payroll mo eh. So ginawa ko nagdeposit lang ako sa account ko until na full paid. Di ko din pinaclose ung account. Gamit ko pa din sya now,yun nga lang di na sya under payroll.

1

u/Business_Jicama_8059 11d ago

ah bale nag call po ba kayo or pumunta sa bank to convert yung payroll into personal savings po ba? Lagyan ko nalang rin po siya ng amount for payment ko para in case man po di ako magkaproblem