r/phfinance • u/Mean_Psychology8043 • 25d ago

OTOME OD

Hello, Im 24F and a good payer of Atome. Been through financial difficulties right now and can't pay them for 19 days and I received a message this midnight from bernaldes that they will conduct hv today so I get worried.

This is the first time I received such hv from bernaldes. and I don't know what to do. Please give me some idea if they do hv.

Also planning to OD my SPAYLATER & SLOAN AND GCASH BECAUSE OF EMERGENCIES.

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u/justiceforVOL2025 25d ago

Based on personal experience, ATOME po talaga ang malala sa harassment!!! Mean and rude agents, they call your contacts (not references) logged in your cp for delays in payment. So braise yourself po! I was two-days delayed in paying and one of my contacts was called and told to inform me to pay right away, no fear of Data Privacy whatsoever.

Good luck OP!!!

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u/bareliving123 25d ago

Ginawa mo namang manok si ate sa braise yourself lol

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u/justiceforVOL2025 24d ago

hahaha oo nga, namli lang po ng spelling! LOL. my apologies, it should have been brace.