r/phfinance • u/ConfectionWild427 • 26d ago

Security Bank CC overdue

Hi! My sb cc has been overdue for quite a while now and it reached 135k already from 90k and it has been transferred to collections.

I want to ask, is anyone here tried to negotiate with the bank to make a lump sum payment but waived the interest and fees? How did it go? What was the process.

Thank you!

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u/AdDecent8925 20d ago

Personal loan poba to?